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$448,900

1324 CHANCELLOR DRIVE, HOLIDAY, FL 34690

3D Tour
Active25 days on market

Beds

3

Baths

3

Sq Ft

1,762 sq ft

Year Built

1970

Lot Size

0.16 acres

Garage

2

About This Property

Welcome to your own tropical oasis and the waterfront lifestyle you’ve been dreaming of! This beautifully renovated 3-bedroom, 3-bathroom waterfront pool home with a spacious bonus room is situated on a large lot along the Anclote River, offering approximately 70 feet of seawall and direct access to the Gulf. The sellers will have the solar panels removed and the roof replaced prior to closing, providing added peace of mind for the new owners. Inside, a desirable split-bedroom floor plan and new wood-plank tile flooring create a stylish and functional living space. The spacious living room flows seamlessly into the dining area, while sliding glass doors open to an expansive screened-in patio, bringing the best of Florida’s indoor-outdoor lifestyle home. A hallway off the main living area leads to two generously sized guest bedrooms. One features a private bathroom with convenient access to the pool area, while the second offers a large walk-in closet and easy access to the additional guest bathroom. The beautifully appointed kitchen features stainless-steel appliances, wood cabinetry, granite countertops, and a cozy breakfast nook—perfect for casual meals or morning coffee. The spacious primary suite offers a walk-in closet and an updated bathroom with a convenient step-in shower. Just beyond the primary suite, a large bonus room provides versatile space for a home office, den, nursery, gym, or additional living area. Step outside and discover your private Florida retreat. The expansive screened-in patio overlooks a sparkling swimming pool surrounded by stamped-concrete decking, while the large, fenced backyard provides plenty of space to relax, entertain, and enjoy the outdoors. A composite deck with pergola creates an inviting setting for outdoor dining, lounging, and soaking up the Florida sunshine year-round. And for boating enthusiasts, this property truly stands apart. Just steps from the deck, a composite boat dock with a 10,000-pound boat lift provides convenient access to the Anclote River and the Gulf. Spend the day boating, exploring nearby tropical islands, or enjoying the area’s beautiful sandy beaches—all from your own waterfront backyard. Bring your boat, your family, and your love of the water. This is Gulf Coast living at its best!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547859
StatusActive
Year Built1970
Stories1
Total Rooms7
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionFOREST HILLS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringTile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Outdoor Shower, Rain Gutters
FencingVinyl
Lot Size0.16 acres (7,350 sq ft)
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, In Ground

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Phone Available, Sewer Connected

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$448,900
Original Price$449,000
Annual Taxes$4,262 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #3226160580000011960

Directions

US 19 east on Flora Ave, left on Chancellor Dr. to property

Location

1324 CHANCELLOR DRIVE, HOLIDAY, FL 34690

Listing Information

OfficeTROPICAL LIFE REALTY, INC.
ListedSeptember 11, 2026

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Home Price

$448,900

20% ($89,780)
6.75%

Loan Term

Principal & Interest$2,329
Property Tax (est.)$411
Insurance (est.)$150
Total Monthly$2,891
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How to Buy This Home

Multiple financing options available for this $448,900 home in HOLIDAY.

🏛️

FHA Loan

$15,712 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,445 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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