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$369,900

35568 SHADE FERN LANE, ZEPHYRHILLS, FL 33541

Active37 days on market

Beds

4

Baths

3

Sq Ft

2,260 sq ft

Year Built

2022

Lot Size

0.11 acres

Garage

2

About This Property

Welcome to this spacious 2022-built, two-story home offering 4 bedrooms, 3 full bathrooms, and approximately 2,260 square feet in the Hidden Creek community of Zephyrhills. The floor plan includes a full bedroom and bathroom on the first floor ideal for guests, multigenerational living, or a private home office. Upstairs, a large loft provides flexible space for a media room, playroom, or additional living area. Several of the BUILDER WARRANTIES remain active and may be transferable to the new owner, providing added peace of mind. Additional features include a two-car garage with overhead storage, ceiling fans in every room, a water softener, OWNED TESLA SOLAR PANELS, and all appliances included. Hidden Creek offers a low HOA, dog park, tot lot, and a convenient location near the community amenities and mailboxes. A Watermelon Swim facility is also planned near the community entrance. Enjoy Zephyrhills’ charming small-town lifestyle, delicious restaurants, and the eclectic shops of Historic Downtown Zephyrhills. Tampa Premium Outlets and The Shops at Wiregrass are conveniently located nearby, with easy access to major roadways, including SR 54, US 301, and I-75. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8547881
StatusActive
Year Built2022
Stories2
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionHIDDEN CRK PH 1 & 2
CountyPasco
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
Lot Size0.11 acres (4,800 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Fire Hydrant, Public, Sewer Available, Sprinkler Recycled, Street Lights, Underground Utilities, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$475 / Annually
Senior CommunityNo

Financial Details

List Price$369,900
Annual Taxes$8,590 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningMPUD
Parcel #0526210090000001280

Schools

ElementaryNew River Elementary
MiddleRaymond B Stewart Middle-PO
HighZephryhills High School-PO

Directions

From I-75, take Exit 279 and travel east on SR-54/Wesley Chapel Blvd. Turn left onto Eiland Blvd, left onto Hidden Creek Blvd, then right onto Shade Fern Ln. Property will be located at 35568 Shade Fern Ln.

Location

35568 SHADE FERN LANE, ZEPHYRHILLS, FL 33541

Listing Information

OfficeEXP REALTY LLC
ListedSeptember 11, 2026

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Home Price

$369,900

20% ($73,980)
6.75%

Loan Term

Principal & Interest$1,919
Property Tax (est.)$339
Insurance (est.)$150
Total Monthly$2,408
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $369,900 home in ZEPHYRHILLS.

🏛️

FHA Loan

$12,947 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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