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$199,900

3016 BONAVENTURE CIRCLE UNIT 104, PALM HARBOR, FL 34684

3D Tour
Active28 days on market

Beds

2

Baths

2

Sq Ft

900 sq ft

Year Built

1987

Lot Size

—

Garage

—

About This Property

Newly priced. Tucked against a quiet stretch of conservation in the heart of Palm Harbor, this ground floor end unit at Bonaventure feels less like a condo and more like a private retreat. Out back, the trees do the decorating. No parking lot, no neighbors passing your windows, just green as far as you can see and the kind of stillness that makes a morning coffee last a little longer. Step through the screened front porch, a true extra room where the breeze does the work, and into a home that has been thoughtfully renewed from the inside out. Hurricane impact windows were installed in 2021 and 2022, so the light comes in and the storms stay out. The kitchen has been completely remodeled with all new appliances and a breakfast bar with room for four stools, and there is still space for a proper dining table, so the room works just as well for a quick weekday breakfast as it does for a holiday crowd. The primary bath is brand new, and the guest bath has a freshly reglazed tub and new fixtures. Behind the walls, all new plumbing. Overhead, new ceiling fans. The HVAC was replaced in 2024. This is a home where the work has already been done, so all that's left is to live in it. With windows on two sides, natural light drifts through every room, and on cooler evenings the wood burning fireplace turns the living room into the coziest spot in Palm Harbor. The laundry room sits just off the private porch, washer and dryer included, and there is thoughtful storage everywhere you look, inside and out. And here is the peace of mind that matters most on the Gulf coast: Flood Zone X. No flood insurance required, and a first floor you can actually enjoy without a second thought. Bonaventure offers a community pool, spa, clubhouse and fitness room, and the location is hard to beat: top rated schools, shopping, parks and restaurants minutes away, Honeymoon Island and downtown Dunedin a short drive, and the Gulf beaches that keep topping the best-in-Florida lists just five miles from your door. Impact windows, all new plumbing, a 2024 HVAC and a conservation view in a move-in ready ground floor home. Come see it for yourself.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8548033
StatusActive
Year Built1987
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionBONAVENTURE CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryOutside, Same Floor As Condo Unit
WindowsBlinds, Double Pane Windows, Insulated Windows, Window Treatments
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk
Lot FeaturesConservation Area, Sidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods

Pool & Spa

Private PoolNo
Pool FeaturesIn Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$446 / Monthly
Senior CommunityNo

Financial Details

List Price$199,900
Original Price$214,900
Annual Taxes$1,099 (2025)
FinancingCash, Conventional
Parcel #082816101380061040

Schools

ElementaryCurlew Creek Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

US 19 North. East on Tampa Road. South on McMullen Booth Road. Stay in right lane and exit onto Countryside Blvd. Take a right on Catalina Point Road. Enter subdivision. Take first left. Look for Bldg. 3016 on left side. Unit is on back of building. Park in a non marked space.

Location

3016 BONAVENTURE CIRCLE UNIT 104, PALM HARBOR, FL 34684

Listing Information

OfficePINEYWOODS REALTY LLC
ListedSeptember 12, 2026

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Home Price

$199,900

20% ($39,980)
6.75%

Loan Term

Principal & Interest$1,037
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,370
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $199,900 home in PALM HARBOR.

🏦

Conventional

$9,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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