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$320,000

4629 PALMETTO DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active25 days on market

Beds

3

Baths

2

Sq Ft

1,558 sq ft

Year Built

1994

Lot Size

0.25 acres

Garage

2

About This Property

Discover the opportunity to own a home in a convenient Central Florida location, surrounded by attractions, recreation, shopping, dining, and everyday conveniences. Enjoy easy access to LEGOLAND® Florida Resort, approximately 25 minutes away, as well as LEGOLAND Water Park and PEPPA PIG Theme Park. Winter Haven is also known for its beautiful Chain of Lakes, offering opportunities for boating, fishing, water activities, and enjoying Florida's outdoors. The area provides convenient access to local parks, restaurants, shopping, entertainment, and downtown Winter Haven. Its Central Florida location also makes it an excellent base for enjoying many of the region's popular attractions while maintaining a more relaxed residential lifestyle. Whether you're looking for a primary residence, a second home, a vacation property, or an investment opportunity, this property offers the chance to enjoy the best of Winter Haven and Central Florida living. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548042
StatusActive
Year Built1994
Total Rooms9
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionMARIANA HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s)
FlooringLaminate
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.25 acres (10,799 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$320,000
Annual Taxes$4,682 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252812339902000130

Directions

From I-4, take Exit 55 toward US-27 S/Haines City. Continue on US-27 S and turn right onto Cypress Gardens Blvd/SR-540 W. Follow local roads to Palmetto Dr. Turn onto Palmetto Dr; property is at 4629 Palmetto Dr.

Location

4629 PALMETTO DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeMIRANDA LANDA REALTY GROUP LLC
ListedSeptember 11, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $320,000 home in WINTER HAVEN.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.

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