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$325,000

4535 GREAT LAKES DRIVE S, CLEARWATER, FL 33762

3D Tour
Active23 days on market

Beds

2

Baths

2

Sq Ft

1,020 sq ft

Year Built

1977

Lot Size

0.18 acres

Garage

1

About This Property

Welcome to The Lakes, a sought-after 55+ pet-friendly community in Pinellas Park, where comfort, convenience, and an active Florida lifestyle come together. This charming 2-bedroom, 1.5-bath home offers 1,020 square feet of living space, an inviting open floor plan, and an oversized lot with plenty of room to enjoy the outdoors. Beautifully updated and move-in ready, this home has been extensively improved since 2023, giving the next owner peace of mind. The kitchen features white cabinetry, granite countertops, and modern stainless-steel appliances, creating a bright and welcoming space for everyday living and entertaining. Updated bathrooms and double-pane windows throughout add to the home's comfort and efficiency. Step through to the spacious screened Florida Room, the perfect bonus space for morning coffee, afternoon relaxation or simply enjoying Florida's beautiful weather. The home also features a 2023 roof, HVAC system, water softener, microwave, and updated kitchen and baths. Best of all, the property is located in a non-flood zone. One of the biggest advantages of living in The Lakes is the incredible value offered by the community. HOA dues are just $305 per month and include water, sewer, trash pickup, cable, Wi-Fi internet, lawn maintenance, irrigation, clubhouse, and pool. The association is known for its strong sense of community and excellent financial health, with a recent reserve study confirming the strength of its reserve funds. Residents have access to an impressive clubhouse featuring a full kitchen, meeting rooms, library, card room, billiards, shuffleboard, raised stage area for community events, and a sparkling community pool with patio area. Whether you're looking to stay active, meet neighbors, enjoy social activities, or simply relax, The Lakes offers an inviting community atmosphere. Conveniently located in Clearwater with easy access to shopping, restaurants, medical facilities, St. Petersburg, Clearwater, and Tampa, including Tampa International Airport and St. Pete-Clearwater International Airport, this home puts everything you need within easy reach. Whether you're searching for a full-time Florida residence, seasonal getaway, or low-maintenance retirement home, this property delivers an appealing combination of comfort, updates, value, and community lifestyle. BONUS FOR QUALIFIED BUYERS: An assumable VA loan at approximately 6% is available, offering a potential financing opportunity for an eligible buyer. The seller has already purchased his next home and is ready to make his move — this home is ready for its next owner!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548139
StatusActive
Year Built1977
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLAKES UNIT I THE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryIn Garage
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.18 acres (7,632 sq ft)
Lot FeaturesLevel
Road SurfaceAsphalt
ViewPark/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$305 / Monthly
Senior CommunityYes

Financial Details

List Price$325,000
Annual Taxes$1,161 (2025)
FinancingAssumable, Cash, Conventional, FHA, VA Loan
Parcel #153016487710001480

Directions

Park Blvd to North on 49th Street to East - Turn Right onto Lake Bl. Turn right onto Great Lakes drive S. House will be on your right hand side.

Location

4535 GREAT LAKES DRIVE S, CLEARWATER, FL 33762

Listing Information

OfficeKELLER WILLIAMS GULF BEACHES
ListedSeptember 13, 2026

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Home Price

$325,000

20% ($65,000)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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How to Buy This Home

Multiple financing options available for this $325,000 home in CLEARWATER.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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