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$624,990

4643 ORANGE GROVE WAY, PALM HARBOR, FL 34684

3D Tour
Active21 days on market

Beds

3

Baths

2

Sq Ft

1,811 sq ft

Year Built

1987

Lot Size

0.25 acres

Garage

2

About This Property

HERE IT IS! Beautifully updated pool home in desirable Palm Harbor’s Lake Valencia community, featuring spectacular lake views and over 1,800 square feet of living space. This block-construction 3-bedroom, 2-bath home offers a spacious split-bedroom floor plan, vaulted ceilings, a wood-burning fireplace, hardwood floors, and an inviting family room overlooking the lake. The large kitchen features a breakfast bar and casual dining area, while the beautifully renovated owner’s suite bath and secondary bath add a fresh, updated feel. Step outside to your screened-in pool and paver deck — the perfect setting for relaxing, entertaining, and enjoying the beautiful water views. The home also features updated thermal-pane windows, a large laundry/utility room, ceiling fans throughout, irrigation, and a 2-car garage. Major updates include a new roof (2023), A/C condenser, air handler and ductwork (2023) with UV light and dedicated surge protector, electrical panel (2021), water heater (2020), water softener (2025), and oven, washer, dryer and dishwasher (2022). Conveniently located near top-rated schools, restaurants, shopping, hospitals, Tampa International Airport, and the famous Pinellas County beaches. A beautifully maintained home with an exceptional combination of updates, pool, and lake views — come see it before it’s gone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548158
StatusActive
Year Built1987
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionLAKE VALENCIA UNIT 3B
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesDryer, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System
Lot Size0.25 acres (10,799 sq ft)
Lot Dimensions80 x 135
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Sprinkler Meter

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$350 / Annually
Senior CommunityNo

Financial Details

List Price$624,990
Original Price$634,990
Annual Taxes$8,716 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #082816488370150200

Schools

ElementaryLake St George Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

Travel east on Tampa Road from US-19. Turn right onto Lake Valencia Blvd W and continue south to Orange Grove Way. Turn left onto Orange Grove Way and continue east. The property will be on the left.

Location

4643 ORANGE GROVE WAY, PALM HARBOR, FL 34684

Listing Information

OfficeWEICHERT REALTORS EXCLUSIVE PROPERTIES
ListedSeptember 17, 2026

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Home Price

$624,990

20% ($124,998)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $624,990 home in PALM HARBOR.

🏛️

FHA Loan

$21,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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