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$574,900

971 CORTLAND WAY, PALM HARBOR, FL 34683

3D Tour
Active24 days on market

Beds

3

Baths

2

Sq Ft

2,268 sq ft

Year Built

1985

Lot Size

0.20 acres

Garage

2

About This Property

2020 roof + 2018 HVAC • PGT Impact Windows • Flood Zone X with no flood insurance currently required. Single-story 3-bedroom, 2-bath home in Wexford Leas with approximately 2,268 sq ft, a split-bedroom layout, attached 2-car garage, fenced backyard, enclosed Florida room/rear patio, bonus/flex room, formal dining room, kitchen dining nook, interior laundry and covered front entry. Major system updates include a shingle roof in 2020, HVAC replacement in 2018, water heater in 2019, and a UV-light kit added to the HVAC system in 2025. PGT impact-rated windows were installed in 2017, the skylights are impact-rated, and hurricane shutters are provided for all windows except the kitchen window. The kitchen was remodeled in 2015. It features light cream cabinetry, stainless refrigerator, range/oven, microwave and dishwasher, tile backsplash, recessed lighting, extensive cabinet storage and a reverse osmosis (RO) water filtration system. The primary bath was renovated in 2015, with the shower fully renovated and flooring updated in 2023; the second bath received a complete update in March 2026. The living room features shiplap accent walls, luxury vinyl plank flooring, a vaulted ceiling, impact-rated skylights and a fireplace with stone surround; the fireplace was replaced in 2017. Plantation shutters, recessed lighting and updated finishes continue through key living areas, and the formal dining room includes beadboard/wainscoting. The bonus/flex room is located off the primary suite and adds separate space for office, exercise, hobby or sitting-room use; the primary suite also provides direct access to the enclosed rear patio overlooking the fenced backyard. Additional improvements include a laundry-room remodel in 2019, vinyl gates in 2023, a new driveway and east-side vinyl fencing in 2024, added attic insulation in 2026, an attic fan with Bluetooth remote control, landscape lighting, irrigation and a water-softener system. There are even more updates and extras throughout the home, so be sure to ask for the FAQ sheet for the full list. The location also puts a mix of everyday conveniences, downtown destinations and outdoor recreation within a short drive. Approximately 0.2 miles from the neighborhood playground and park area, 0.9 mi to Maria’s Farm Fresh Market, 1.1 mi to The Fix Coffee, 1.3 mi to Ozona Elementary School, 1.7 mi to Palm Harbor University High School, 1.8 mi to Palm Harbor Middle School and 2.1 mi to Downtown Palm Harbor for restaurants, breweries and local shops. Wall Springs Park is about 3.8 mi away with trails, boardwalks, an observation tower and direct access to the Pinellas Trail, and Honeymoon Island State Park is about 4 mi from the home. Listing includes a 3D tour, video tour and floor plan.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548247
StatusActive
Year Built1985
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWEXFORD LEAS UNIT 4B
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Skylight(s), Stone Counters, Thermostat Attic Fan, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsDouble Pane Windows, Storm Window(s)
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Sidewalk
FencingFenced, Vinyl, Wood
Lot Size0.20 acres (8,799 sq ft)
Lot Dimensions80 x 110
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$216 / Annually
Senior CommunityNo

Financial Details

List Price$574,900
Annual Taxes$5,300 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #112815969760000550

Schools

ElementaryOzona Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

From Belcher Rd head West on Tampa Rd. Go to CR1 (Omaha St) and turn left heading South. Go to Wexford Leas Blvd and turn Right (West) Go to Radnor Dr and turn Left (South). Follow the road, Radnor Dr will turn into Cortland Way after the bend. House will be on the right.

Location

971 CORTLAND WAY, PALM HARBOR, FL 34683

Listing Information

OfficeBETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE
ListedSeptember 16, 2026

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Home Price

$574,900

20% ($114,980)
6.75%

Loan Term

Principal & Interest$2,983
Property Tax (est.)$527
Insurance (est.)$150
Total Monthly$3,660
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $574,900 home in PALM HARBOR.

🏛️

FHA Loan

$20,122 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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