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$190,000

2900 COVE CAY DRIVE UNIT 4B, CLEARWATER, FL 33760

3D Tour
Active21 days on market

Beds

2

Baths

2

Sq Ft

1,070 sq ft

Year Built

1981

Lot Size

—

Garage

—

About This Property

Great 4 th floor condo in the 2900 building at Cove Cay. Laminate flooring throughout and kitchen has been updated with extended cabinets and counter space. Plantation shutters on both sliders that go out to balcony where you can watch the golfers just across the street. Both bathrooms have been updated. Gove Cay is a gated golf course community with 24 hour security. Community also has a marina on site, restaurant/pub at the golf and an on site storage facility. Prelisting home inspection competed and repairs made. All current assessments have been paid. Come check out this ready to go condo in a beautiful community.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8548350
StatusActive
Year Built1981
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofOther
FoundationSlab
FacesNorth
SubdivisionCOVE CAY VILLAGE IV
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet, Outside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony
Road SurfacePaved
ViewGolf Course

Pool & Spa

Private PoolNo
Pool FeaturesHeated, In Ground
SpaIn Ground

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Public, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$190,000
Annual Taxes$693 (2025)
FinancingCash, Conventional
Parcel #292916187060030230

Directions

Go north on Frontage Rd from East Bay. Complex entrance driectly after Haines-Bayshore Dr. Village IV is second group of buildings.

Location

2900 COVE CAY DRIVE UNIT 4B, CLEARWATER, FL 33760

Listing Information

OfficeCHECKERBOARD REALTY INC
ListedSeptember 15, 2026

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Home Price

$190,000

20% ($38,000)
6.75%

Loan Term

Principal & Interest$986
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,310
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How to Buy This Home

Multiple financing options available for this $190,000 home in CLEARWATER.

🏦

Conventional

$9,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 16, 2026.

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