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$425,000

7802 RIVER RIDGE DRIVE, TEMPLE TERRACE, FL 33637

Active22 days on market

Beds

5

Baths

2

Sq Ft

1,843 sq ft

Year Built

1983

Lot Size

0.31 acres

Garage

2

About This Property

NO HOA!!! NO CDD!!! WELCOME HOME TO 7802 RIVER RIDGE DRIVE, where modern style meets the kind of outdoor space that’s getting harder to find! From the moment you arrive, the striking black and white exterior, mature shade tree and fresh landscaping create standout curb appeal. Step inside to a bright, inviting interior with a flowing layout designed for everyday living and entertaining. The living area features a dramatic black fireplace accent wall, French doors and contemporary finishes that give the home a modern feel. The kitchen offers crisp white cabinetry, stainless steel appliances, generous counter space and a breakfast bar that keeps the kitchen connected to the main living area. With 5 bedrooms and 2 bathrooms, there’s room to spread out, while the spacious primary suite stands out with abundant closet space and a beautifully updated bathroom featuring an oversized vanity and tiled shower. But the real showstopper may be outside. Step through the French doors into an expansive screened lanai with plenty of room for outdoor dining, lounging, entertaining and enjoying Florida living year round. Beyond the lanai is a massive fenced backyard shaded by gorgeous mature trees, offering an incredible amount of usable outdoor space for pets, play, gardening, entertaining or even creating your own backyard oasis. Add in a 2 car garage, oversized lot and convenient Temple Terrace location, and this home delivers the combination buyers are searching for: SPACE, STYLE, PRIVACY AND LOCATION. Come experience 7802 River Ridge Drive for yourself and see why this one deserves to be at the top of your list.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548373
StatusActive
Year Built1983
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionRIVER RUN UNIT 01
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Solid Wood Cabinets, Split Bedroom, Tray Ceiling(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Sidewalk, Sprinkler Metered
Lot Size0.31 acres (13,320 sq ft)
Lot FeaturesCity Lot, Irregular Lot, Oversized Lot, Sidewalk
Road SurfacePaved, Concrete
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Fiber Optics, Public, Sprinkler Meter, Street Lights, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$425,000
Annual Taxes$3,663 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-7
Parcel #T2428191JI00000200001.0

Directions

Temple Terrace Hwy ? N 78th St ? River Ridge Dr Turn north onto N 78th St from Temple Terrace Hwy. Enter the River Run subdivision, then turn left onto River Ridge Dr. The home is 7802 River Ridge Dr.

Location

7802 RIVER RIDGE DRIVE, TEMPLE TERRACE, FL 33637

Listing Information

OfficeNORTHGROUP REAL ESTATE, INC
ListedSeptember 14, 2026

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Home Price

$425,000

20% ($85,000)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$390
Insurance (est.)$150
Total Monthly$2,745
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How to Buy This Home

Multiple financing options available for this $425,000 home in TEMPLE TERRACE.

🏛️

FHA Loan

$14,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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