$410,000
1650 12TH STREET SW, LARGO, FL 33778
Beds
3
Baths
2
Sq Ft
1,500 sq ft
Year Built
1985
Lot Size
0.14 acres
Garage
2
About This Property
Easy Florida living, a central Pinellas location, and the major updates buyers want already in place. This 3 bedroom, 2 bathroom Largo home offers approximately 1,500 square feet of living space, a 2 car garage, a fenced backyard, and no HOA. Inside, the floor plan offers comfortable living and entertaining space with plenty of natural light, tile flooring, quartz countertops, stainless steel appliances, updated cabinetry, and refreshed bathrooms. Step outside to the covered patio and fenced backyard, giving you extra room for outdoor dining, entertaining, pets, gardening, or simply enjoying Florida evenings at home. The big ticket items are another standout. The roof was replaced in 2020 and the HVAC system was updated in 2025, giving the next owner two important improvements already completed. And then there is the location. You are close to the Pinellas Trail, John S. Taylor Park, Florida Botanical Gardens, shopping, dining, recreation, medical facilities, and convenient access to the Gulf beaches. Whether your day starts on the trail, ends at the beach, or is spent enjoying your own backyard, this home puts so much of Pinellas County within easy reach. Offered at $410,000, 1650 12th St SW is ready for its next chapter. Schedule your private showing and come see what makes this Largo home worth a closer look.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Head south on US-19 ALT S / S Missouri Ave, continue on US-19 ALT S, turn right onto 8th Ave SW, left onto Clearwater Largo Rd S, continue onto Ridge Rd S, turn right onto 16th Ave SW, then left onto 12th St SW. Property is the second house on the right.
Location
1650 12TH STREET SW, LARGO, FL 33778
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$410,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $410,000 home in LARGO.
🏛️
FHA Loan
$14,350 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.