$575,000
117 12TH AVENUE, INDIAN ROCKS BEACH, FL 33785
Beds
3
Baths
2
Sq Ft
1,521 sq ft
Year Built
1940
Lot Size
0.13 acres
Garage
,
About This Property
Welcome to Indian Rocks Beach! Known best for its laid-back lifestyle, small town charm and beautiful beaches, this is the perfect getaway and it’s a true 1-minute walk to the beach. This quaint stone cottage was built to last with solid poured concrete construction and has been professionally remediated and ready for your custom designs. Featuring a 2-bedroom, 1-bath main home along with a separate and legal studio bungalow with its own electricity meter. With IRB’s vacation rental friendly rules, this makes for a great income producer or space for overnight guests! Lots of upgrades to the property and structure including roof 2022, electrical panel, newer PVC main drain, workshop seamless gutters, irrigation system and large covered courtyard. Just steps to beach shops, coffee shops, restaurants/bars, the Indian Rocks Beach Dog Park and Nature Preserve and Kolb Park with Tennis and Pickle Ball courts, baseball field, playground and skate park. Don’t miss you chance to make this beach cottage your dream home!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Gulf Blvd on Indian Rocks Beach - Head EAST on 12TH AVE, 117 12TH AVE will be on your RIGHT.
Location
117 12TH AVENUE, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$575,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $575,000 home in INDIAN ROCKS BEACH.
🏦
Conventional
$28,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.