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$265,000

11005 HARDING DRIVE, PORT RICHEY, FL 34668

3D Tour
Active16 days on market

Beds

2

Baths

1

Sq Ft

1,332 sq ft

Year Built

1974

Lot Size

0.13 acres

Garage

—

About This Property

This Port Richey single-family, corner home, offering 1,332 square feet of interior space. NOT IN A FLOOD ZONE AND NO HOA! The functional layout provides a distinct designated interior space including a formal dining area, alongside a potential art studio (wired for electrical kiln), and a home office/den/flex room, or 3rd bedroom due to the garage conversion. The residence features a renovated kitchen designed with premium stone kitchen counters, new wood cabinetry, hand-appointed glass mosaic backsplash, and built-in pantry. It comes equipped with newer (2022/2026) stainless steel appliances and fixtures. The renovated bathroom is appointed with glass tile and stone materials displaying a tropical feel, with new vanity and fixtures. The 6' floor to ceiling windows create lots of natural light. Landscaping and fully fenced yard add to this private oasis. Additional features of the home are; a dedicated laundry area, and storage room, newly installed hurricane rated windows (2022), Roof replaced (2023), water heater (2024), re-piped plumbing (2022), new electrical panel (2022), updated septic leach field (2022), interior/exterior painting (2026), AC (2014). This home is impeccably maintained! Located near famous beaches, restaurants, shopping, and local entertainment venues. This home comes with a one year home warranty!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548522
StatusActive
Year Built1974
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionBROWN ACRES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Solid Wood Cabinets, Stone Counters, Window Treatments
FlooringCeramic Tile, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
LaundryInside
WindowsBlinds, Drapes, Window Treatments
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Private Yard, Storage
FencingFenced
Other StructuresShed(s)
Lot Size0.13 acres (5,700 sq ft)
Lot Dimensions65 x 95
Lot FeaturesCorner Lot
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$265,000
Annual Taxes$2,714 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCPDP
Parcel #102516052A000001910

Schools

ElementaryGulf Highland Elementary
MiddleBayonet Point Middle-PO
HighFivay High-PO

Directions

While driving north on US Hwy 19, turn right onto Ranch Rd. Then left onto Harding Dr. Home is on the left corner.

Location

11005 HARDING DRIVE, PORT RICHEY, FL 34668

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 2, 2026

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Home Price

$265,000

20% ($53,000)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,768
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $265,000 home in PORT RICHEY.

🏛️

FHA Loan

$9,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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