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$289,000

639 W 9TH STREET, LAKELAND, FL 33805

3D Tour
Active25 days on market

Beds

3

Baths

2

Sq Ft

1,436 sq ft

Year Built

2026

Lot Size

0.10 acres

Garage

—

About This Property

Brand-new construction in the heart of Lakeland! This beautifully designed 3-bedroom, 2-bath home offers modern living with an open-concept layout, stylish finishes, and quality craftsmanship throughout. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect space for entertaining and everyday living. Enjoy a thoughtfully designed split-bedroom floor plan, a private primary suite, and plenty of natural light throughout the home. Built with comfort and efficiency in mind, this move-in-ready property delivers the benefits of new construction with contemporary style and functionality. Conveniently located near shopping, dining, schools, and major roadways, this is an incredible opportunity to own a brand-new home in one of Central Florida’s growing communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548525
StatusActive
Year Built2026
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionADAIRS ADD
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.10 acres (4,386 sq ft)
Lot Dimensions124 x 106
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$289,000
Annual Taxes$229 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRA-4
Parcel #232812050500014040

Directions

N/A

Location

639 W 9TH STREET, LAKELAND, FL 33805

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 14, 2026

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Home Price

$289,000

20% ($57,800)
6.75%

Loan Term

Principal & Interest$1,500
Property Tax (est.)$265
Insurance (est.)$150
Total Monthly$1,914
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How to Buy This Home

Multiple financing options available for this $289,000 home in LAKELAND.

🏛️

FHA Loan

$10,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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