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$250,000

13184 MONTEGO STREET, SPRING HILL, FL 34609

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,088 sq ft

Year Built

2003

Lot Size

0.23 acres

Garage

—

About This Property

Refreshed, inviting, and NO HOA or CDD? Now we're talking! Welcome to 13184 Montego St in Spring Hill, a 3-bedroom, 2-bath home that makes great use of its 1,008 square feet. The floor plan keeps the main living areas feeling connected, while fresh interior paint and brand-new carpet provide a clean, updated start and an easy opportunity to make the space your own. Beyond the main living space, you'll find a 2-car garage and a spacious lot with plenty of room to enjoy the outdoors, entertain, garden, or create the backyard setup you've been envisioning. Conveniently located near shopping, dining, recreation, and everyday essentials, this home offers a practical layout with room to enjoy both inside and out. Sometimes, simple just makes sense. Come see it for yourself! Some photos may have been virtually staged for illustrative purposes.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548621
StatusActive
Year Built2003
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSPRING HILL
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesCooktop, Dishwasher, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard, Rain Gutters, Sliding Doors
Lot Size0.23 acres (10,000 sq ft)
Lot Dimensions80 x 125
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$250,000
Annual Taxes$1,137 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDP
Parcel #R3232317513008430040

Directions

From I-75, take Exit 301 for US-98 SR-50 toward Brooksville, head west on SR-50 Cortez Blvd, turn left onto Mariner Blvd, then follow local roads to Montego St. Continue to 13184 Montego St, Spring Hill, FL 34609.

Location

13184 MONTEGO STREET, SPRING HILL, FL 34609

Listing Information

OfficeELEVATED REALTY
ListedOctober 6, 2026

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Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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How to Buy This Home

Multiple financing options available for this $250,000 home in SPRING HILL.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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