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$499,000

3073 MOUNTAIN SPRUCE TERRACE, WESLEY CHAPEL, FL 33543

3D Tour
Active22 days on market

Beds

4

Baths

3

Sq Ft

2,591 sq ft

Year Built

2021

Lot Size

0.12 acres

Garage

2

About This Property

Virtually Staged. Welcome to the Diana model by GL Homes, offering 4 bedrooms, 3 full baths, 2,591 square feet of living space, and a tranquil pond view in Wesley Chapel's Winding Ridge. Built in 2021, this home centers around an open kitchen and great room, ideal for entertaining. Stainless appliances, solid countertops, slow-close cabinets, plus built-in ceiling speakers and a Culligan water system. A main-level bedroom and full bath offer flexibility for guests or multigenerational living. Upstairs, a spacious loft suits a media room, playroom, or second lounge. The primary suite includes dual closets and a large bath with walk-in shower and soaking tub. Step out back to a fully fenced yard and calming water views. Winding Ridge amenities include a resort pool with cabanas, splash pad, fitness center, playgrounds, and sports courts. Zoned for Double Branch Elementary, Thomas E. Weightman Middle, and Wesley Chapel High. All appliances convey. Schedule your private showing and experience Winding Ridge living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548635
StatusActive
Year Built2021
Stories2
Total Rooms11
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionWINDING RIDGE
CountyPasco
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside, Laundry Room, Upper Level, Washer Hookup
WindowsBlinds, Drapes, Rods, Shades, Window Treatments
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorIrrigation System, Lighting, Sliding Doors
FencingFenced
Lot Size0.12 acres (5,331 sq ft)
Lot FeaturesLandscaped
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,368 / Quarterly
Senior CommunityNo

Financial Details

List Price$499,000
Annual Taxes$5,259 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #202623007.0000.00381.0

Schools

ElementaryDouble Branch Elementary
MiddleThomas E Weightman Middle-PO
HighWesley Chapel High-PO

Directions

From I-75, take SR-56 east. Turn left onto Great Banyan Way and continue north. Turn right onto Hollow Hickory Place, heading east, then turn left onto Mountain Spruce Terrace. The house will be on your left.

Location

3073 MOUNTAIN SPRUCE TERRACE, WESLEY CHAPEL, FL 33543

Listing Information

OfficeEXP REALTY LLC
ListedSeptember 14, 2026

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Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,000 home in WESLEY CHAPEL.

🏛️

FHA Loan

$17,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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