$595,000
18916 GERACI ROAD, LUTZ, FL 33548
Beds
4
Baths
2
Sq Ft
1,950 sq ft
Year Built
1988
Lot Size
0.52 acres
Garage
2
About This Property
Virtually Staged. Welcome to your own piece of lakefront living in Lutz! Set on an oversized, fenced half-acre corner lot, this 4-bedroom, 2-bath home with a 2-car garage offers an incredible combination of space, privacy and waterfront enjoyment. Inside, the open and spacious floor plan is filled with natural light and beautiful lake views. The kitchen serves as the heart of the home, featuring quartz countertops, a large center island, abundant cabinetry, a tiled backsplash and plenty of space for gathering. It opens directly to the main living area, where vaulted ceilings and sliding glass doors draw your attention toward the water. A formal dining room provides additional space for entertaining, while the fourth bedroom can easily function as a home office or den, depending on your needs. The spacious primary suite enjoys lake views, two walk-in closets, direct access to the outdoor living area and a private bath with dual sinks, a garden tub and a separate shower. The additional bedrooms offer plenty of space for family and guests. One of the highlights of the home is the huge covered and screened lanai overlooking the backyard and lake—the perfect place to relax, entertain or simply enjoy the peaceful waterfront setting. Head down to your private dock to fish, launch a kayak or canoe, and enjoy the lake right from your own backyard. With approximately half an acre, there is plenty of room for a boat, RV and all the extras that come with enjoying the Florida lifestyle. When you’re ready to venture out, you’ll be conveniently located near shopping, restaurants, medical facilities, county parks and interstate access. Brooker Creek Headwaters Nature Preserve, featuring a 4.3-mile hiking trail, is also nearby for those who enjoy spending time outdoors. Voluntary community association; membership and annual contribution are optional. And all this in the Steinbrenner School district! This wonderful combination of lakefront living, space, privacy and convenience makes it a fantastic place to call home. Call today to schedule your private tour and see everything this beautiful property has to offer!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Dale Marby to Geraci Road.
Location
18916 GERACI ROAD, LUTZ, FL 33548
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$595,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $595,000 home in LUTZ.
🏛️
FHA Loan
$20,825 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$29,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.