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$235,000

5213 LOCHMEAD TERRACE, ZEPHYRHILLS, FL 33541

3D Tour
Active32 days on market

Beds

2

Baths

2

Sq Ft

1,212 sq ft

Year Built

1992

Lot Size

0.11 acres

Garage

1

About This Property

Welcome to easy Florida living in the highly desirable golf community of Lake Bernadette.This beautifully maintained 2-bedroom, 2-bath villa combines comfort, style, and peaceful golf course views in a setting designed for relaxation and convenience. From the moment you arrive , you'll appreciate the attractive curb appeal featuring mature landscaping and an expanded driveway enhanced with custom pavers. Step inside to discover a bright and open floor plan filled with natural light and designed for effortless everyday living and entertaining. The spacious living and dining areas flow seamlessly together, creating an inviting atmosphere throughout the home. Updated vinyl flooring adds warmth and elegance, while new windows provide energy efficiency and beautiful natural light. The kitchen overlooks the main living spaces allowing you to stay connected with family and guests while enjoying the open-concept layout. The generous primary suite offers a peaceful retreat complete with a large walk in closet and a beautifully updated luxurious shower with modern finishes that create a spa-like feel. Located in the established community of Lake Bernadette , residents enjoy a golf course lifestyle with convenient access to shopping, dining and medical facilities. This move-in ready villa offers the ideal combination of low-maintenance living, tasteful updates, and scenic surroundings.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8548751
StatusActive
Year Built1992
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionWIMBLEDON GREENS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingElectric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.11 acres (4,614 sq ft)
Lot FeaturesLandscaped, On Golf Course, Sidewalk
Road SurfacePaved
ViewGolf Course
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$700 / Quarterly
Senior CommunityNo

Financial Details

List Price$235,000
Annual Taxes$3,601 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #212608005.0000.00033.0

Schools

ElementaryNew River Elementary
MiddleRaymond B Stewart Middle-PO
HighZephryhills High School-PO

Directions

East on Hwy 54, Turn Left on Golf Links Blvd, Left on Lochmead Terrace and Left to stay on Lochmead terrace and Villa will be on your right.

Location

5213 LOCHMEAD TERRACE, ZEPHYRHILLS, FL 33541

Listing Information

OfficeHARBOR HAUS REAL ESTATE GROUP LLC
ListedSeptember 15, 2026

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Home Price

$235,000

20% ($47,000)
6.75%

Loan Term

Principal & Interest$1,219
Property Tax (est.)$215
Insurance (est.)$150
Total Monthly$1,585
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $235,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$8,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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