Skip to main content
1 / 72

$395,000

209 S SAINT CLOUD AVENUE, VALRICO, FL 33594

3D Tour
Active19 days on market

Beds

3

Baths

2

Sq Ft

1,568 sq ft

Year Built

1953

Lot Size

0.92 acres

Garage

2

About This Property

Completely renovated and situated on nearly an acre in the heart of Valrico! This beautifully updated 3-bedroom, 2-bath home combines modern finishes with an incredible amount of outdoor space and flexibility. Step inside to a bright, refreshed interior featuring luxury-style flooring, a beautifully renovated kitchen with white cabinetry, quartz-style countertops, marble-look backsplash, stainless steel appliances, and stylish gold accents. Both bathrooms have been updated with contemporary finishes, while the spacious floor plan offers separate living and dining areas, a dedicated laundry room, and additional utility space. Outside, the oversized 0.92-acre lot provides plenty of room to spread out, entertain, garden, or create the outdoor space you've been dreaming of. A large detached 2-car garage with workshop space is ideal for vehicles, storage, hobbies, tools, or projects. Mature trees and the expansive 147x267 lot add to the property's unique appeal. Located in an unincorporated area of Hillsborough County with RSC-6 zoning, this property offers added flexibility with NO HOA and NO CDD fees. Located in Flood Zone X, with no flood insurance required by most lenders. Conveniently located near SR-60, providing easy access to shopping, dining, schools, and commuting routes into Tampa. A rare opportunity to enjoy a completely renovated home, nearly an acre of land, and a substantial detached garage—all in an established Valrico location!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548753
StatusActive
Year Built1953
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionUNPLATTED
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
FencingFenced
Lot Size0.92 acres (40,075 sq ft)
Lot Dimensions147 x 267
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$395,000
Original Price$425,000
Annual Taxes$4,448 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U292921ZZZ00000414170.0

Schools

ElementaryBuckhorn-HB
MiddleMulrennan-HB
HighDurant-HB

Directions

From I-75, take exit 254 for SR-60 E/Brandon Blvd. Head east on SR-60. Turn right (south) on S Valrico Rd. Turn left (east) on Bloomingdale Ave. Turn right (south) on S Saint Cloud Ave. Property is on the left.

Location

209 S SAINT CLOUD AVENUE, VALRICO, FL 33594

Listing Information

OfficeREAL BROKER, LLC
ListedSeptember 17, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $395,000 home in VALRICO.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Valrico

More Homes in Valrico

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

Call (813) 733-7907TextContact