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$770,000

513 GARRARD DRIVE, TEMPLE TERRACE, FL 33617

3D Tour
Active10 days on market

Beds

4

Baths

3

Sq Ft

3,248 sq ft

Year Built

1979

Lot Size

0.39 acres

Garage

2

About This Property

Custom 4 bedroom 3 bath plus an office – perfect “mother in law” suite is 4th bedroom with separate entry – pool home located on .39 acre cul de sac lot. Very open floor plan – perfect for entertaining. Kitchen updated with GAS THERMADOR 6 burner range, 36” stainless steel sink, LG refrigerator, microwave, wine fridge & quartz countertops. Principal bedroom features en suite with 2 custom closets - shower & soaking tub. Main bath has tub shower. Spacious 30x58 screened patio with party-sized pool & additional closet storage. Very well designed laundry room. You will admire the professional landscaping in the front & attractive backyard lawn & plantings. High-efficiency tankless gas water heater, hardwood & tile flooring, all LED lighting, “Closets by Design” systems in the bedrooms, 2 propane tanks, double car garage with 2 extra closets as well as keyless entry. The pool pump was replaced in 11/2025; A/C units 2014 & 2018. No HOA. Room dimensions are approximate. Home is convenient to the University of South Florida, I75, I4, Temple Terrace Family Recreation Center, TT Golf & Country Club, downtown & many medical & professional businesses.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548842
StatusActive
Year Built1979
Stories1
Total Rooms10
ConstructionBlock, Wood Frame
RoofShingle
FoundationBlock
FacesNorth
SubdivisionFRANCES ARBOR SOUTH
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s)
FlooringCeramic Tile, Hardwood
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Sliding Doors
FencingVinyl, Wood
Lot Size0.39 acres (17,100 sq ft)
Lot Dimensions100 x 171
Lot FeaturesCul-De-Sac
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesAuto Cleaner, Gunite, In Ground, Lighting, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$770,000
Annual Taxes$4,569 (2025)
FinancingCash, Conventional
ZoningR-10
Parcel #T14281954200000200015.0

Directions

56th Street, east on Whitway, after Gillette, south (right) on Bua and it becomes Garrard OR from Fowler Avenue, south on Riverhills, west (right) on Whiteway, south ( left) on Bua - becomes Garrard Drive.

Location

513 GARRARD DRIVE, TEMPLE TERRACE, FL 33617

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedSeptember 21, 2026

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Home Price

$770,000

20% ($154,000)
6.75%

Loan Term

Principal & Interest$3,995
Property Tax (est.)$706
Insurance (est.)$150
Total Monthly$4,851
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How to Buy This Home

Multiple financing options available for this $770,000 home in TEMPLE TERRACE.

🏦

Conventional

$38,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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