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$435,000

2206 4TH STREET SW, RUSKIN, FL 33570

3D Tour
Active21 days on market

Beds

5

Baths

3

Sq Ft

2,983 sq ft

Year Built

2017

Lot Size

0.15 acres

Garage

2

About This Property

Welcome home to this spacious 5-bedroom, 2.5-bath home in the Riverbend West community of Ruskin! Offering approximately 2,983 square feet of living space, this thoughtfully designed home combines an open floor plan, flexible living spaces, and peaceful pond views. Step inside to a spacious office/den, perfect for working from home or creating an additional flex space. The open kitchen features solid wood cabinetry, generous counter and storage space, and flows seamlessly into the main living area—ideal for everyday living and entertaining. Crown molding and hard-surface flooring throughout add to the home's appeal. The primary suite is conveniently located on the main floor and features a spacious walk-in closet and private bath. Upstairs you'll find four additional bedrooms along with a large loft, providing plenty of room for a second living area, game room, or additional gathering space. Outside, enjoy relaxing pond views from the paved patio and outdoor entertaining area. Additional highlights include an attached 2-car garage, inside laundry, and plenty of storage throughout. Riverbend West offers community amenities including a pool and playground, with convenient access to shopping, dining, major roadways, and everything the growing Ruskin area has to offer. With generous living space, a versatile floor plan, and a beautiful pond setting, this home is ready for its next owner!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8548932
StatusActive
Year Built2017
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionRIVERBEND WEST PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringLuxury Vinyl, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFire Pit, Outdoor Grill, Outdoor Kitchen, Permeable Paving, Sidewalk, Sliding Doors, Storage
Other StructuresShed(s)
Lot Size0.15 acres (6,600 sq ft)
Lot Dimensions60 x 110
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$395 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$435,000
Annual Taxes$10,171 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-9
Parcel #U183219A3H00000500033.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

From I-75: Take Exit 240B for FL-674 W/College Ave toward Ruskin. Continue west on College Ave, turn left on 24th St SE, right on 21st Ave SE, then left on 4th St SW into Riverbend West. Continue to 2206 4th St SW.

Location

2206 4TH STREET SW, RUSKIN, FL 33570

Listing Information

OfficeVITA LUXURY REALTY LLC
ListedSeptember 15, 2026

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Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $435,000 home in RUSKIN.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.

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