$475,000
13028 TERRACE SPRINGS DRIVE, TEMPLE TERRACE, FL 33637
Beds
4
Baths
3
Sq Ft
2,151 sq ft
Year Built
2006
Lot Size
0.12 acres
Garage
3
About This Property
NOW AVAILABLE!!! Welcome to 13028 Terrace Springs Dr, a beautifully updated 4-bedroom, 2.5-bath home offering a spacious and functional layout, abundant natural light, and a highly desirable 3-car garage. The primary suite is conveniently located on the first floor, while upstairs you'll find generously sized secondary bedrooms, including an oversized bedroom with a large walk-in closet. Numerous recent improvements add to the home's move-in-ready appeal, including a new roof in 2024, HVAC replaced in 2023, and water heater replaced in 2019. In 2024, the kitchen was refreshed with redone cabinets, countertops, and sink, while the bathrooms received updated cabinets, countertops, and sinks. Additional improvements include new vinyl flooring, fresh interior paint, updated door hardware, and a new fence in 2024. Enjoy Florida living from the screened-in lanai overlooking the fully fenced backyard. Even better, this community offers a LOW HOA and NO CDD! Ideally located in the Temple Terrace area, directly across from Lettuce Lake Park and convenient to I-75, USF, shopping, dining, medical facilities, and more. A spacious, updated home with major improvements already completed and a location that's hard to beat!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75, take Exit 266 for Fletcher Ave. Head east on Fletcher Ave/Morris Bridge Rd. Turn left onto Terrace Springs Dr. Continue to 13028 Terrace Springs Dr; property will be on the right.
Location
13028 TERRACE SPRINGS DRIVE, TEMPLE TERRACE, FL 33637
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$475,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $475,000 home in TEMPLE TERRACE.
🏛️
FHA Loan
$16,625 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$23,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.