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$707,547

1319 WATERWAYS CIRCLE NE, ST PETERSBURG, FL 33702

Active47 days on market

Beds

3

Baths

3

Sq Ft

2,371 sq ft

Year Built

2026

Lot Size

0.06 acres

Garage

2

About This Property

Under Construction. What if mornings included a stroll along Old Tampa Bay, afternoons meant kayaking or relaxing by the pool, and weekends were spent exploring St. Petersburg instead of maintaining a yard? WELCOME TO AMARA BAY! Discover a refreshing approach to luxury living, where waterfront recreation, resort-style amenities, and city convenience come together. Enjoy a boardwalk overlooking Old Tampa Bay, kayak launch, heated pool, fitness center, outdoor kitchen and pavilion, and paw park. All within a gated community conveniently located near downtown St. Petersburg, Tampa, Gulf beaches, dining, shopping, and airports. AND THE HOME? IT'S EVERY BIT AS IMPRESSIVE! Introducing the Seabreeze, a thoughtfully designed 3-bedroom, 2.5-bath residence with a wider footprint than many traditional townhomes, giving it the spacious feel of a single-family home. An open-concept Great Room, versatile upstairs loft, covered screened lanai, private primary suite balcony, and 2-car garage offer room to live, entertain, and unwind. Estimated completion March/April 2027! Mattamy Homes Studio Luxe designer-selected finishes bring contemporary sophistication throughout. The kitchen takes center stage with an oversized island, painted Harbor soft-close cabinetry, Arctic White quartz countertops, Whirlpool stainless steel appliances, and a vented microwave hood. Luxury vinyl plank flooring and 8-foot interior doors complement the home's open, airy design. Upstairs, the primary suite offers a generous walk-in closet and spa-inspired bath featuring designer tile and a frameless glass shower enclosure. Two additional bedrooms and a full bath provide flexibility for guests or everyday needs. Concrete block construction and impact-resistant glass add quality and peace of mind. LESS ORDINARY. MORE EXTRAORDINARY. A beautifully designed new home, exceptional amenities, and the best of Tampa Bay within easy reach. Discover what makes Amara Bay worth coming home to. Photos, renderings and plans are for illustrative purposes only and should never be relied upon and may vary from the actual home. Pricing, dimensions and features can change at any time without notice or obligation.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8549188
StatusActive
Year Built2026
Total Rooms9
ConstructionBlock, Cement Siding, Stucco, Wood Frame
RoofShingle
FoundationSlab, Stem Wall
FacesSouth
SubdivisionAMARA BAY TOWNES
CountyPinellas
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.06 acres (2,914 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$630 / Monthly
Senior CommunityNo

Financial Details

List Price$707,547
Original Price$702,074
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #173017838050030040

Schools

ElementarySawgrass Lake Elementary-PN
MiddleMeadowlawn Middle-PN
HighNortheast High-PN

Directions

Take 75N to exit 256 FL-618 Toll/Selmon. Continue on the Selmon and take the flyover towards St. Pete, US-92W. Merge onto 92W and cross the Gandy Bridge. Just over the Gandy, at the red light, you will turn left onto Snug Harbor Rd NE. Go .2 miles and take a left onto Monaco Dr Take a right onto Waterway Circle NE.

Location

1319 WATERWAYS CIRCLE NE, ST PETERSBURG, FL 33702

Listing Information

OfficeMATTAMY REAL ESTATE SERVICES
ListedSeptember 16, 2026

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Home Price

$707,547

20% ($141,509)
6.75%

Loan Term

Principal & Interest$3,671
Property Tax (est.)$649
Insurance (est.)$150
Total Monthly$4,470
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $707,547 home in ST PETERSBURG.

🏛️

FHA Loan

$24,764 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$35,377 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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