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$749,900

316 INDIANA AVENUE, CRYSTAL BEACH, FL 34681

3D Tour
Active11 days on market

Beds

3

Baths

2

Sq Ft

1,326 sq ft

Year Built

2026

Lot Size

0.13 acres

Garage

3

About This Property

Significant price reduction! Welcome home to your brand-new treetop retreat in beautiful Crystal Beach! We invite you to explore this serene home, filled with abundant natural light and high-end upgrades including engineered hardwood flooring, quartz countertops, Energy Star Windows and much more! (All upgrades attached) Crystal Beach is a vibrant, dog and golf-cart-friendly seaside community. Residents enjoy a private pier with spectacular sunsets, gazebo concerts, food truck dinners, art shows, an annual car show, and a 20-year Easter egg hunt tradition. We also host a festive Christmas parade featuring over 100 decorated golf carts. We are thrilled to welcome you to the neighborhood!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8549189
StatusActive
Year Built2026
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationBlock, Slab
FacesSouth
SubdivisionCRYSTAL BEACH REV
CountyPinellas
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s)
FlooringEngineered Hardwood
AppliancesDishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors, Storage
Other StructuresShed(s), Storage
Lot Size0.13 acres (5,859 sq ft)
Lot Dimensions50 x 118
Lot FeaturesFlood Insurance Required, FloodZone, Unincorporated
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$749,900
Original Price$779,000
Annual Taxes$3,613 (2025)
ZoningR-4
Parcel #352715198720110090

Schools

ElementaryOzona Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Turn into Crystal Beach Ave from Alt 19. Then turn left on Vincent, left onto Indiana and the house is to your left.

Location

316 INDIANA AVENUE, CRYSTAL BEACH, FL 34681

Listing Information

OfficeFUTURE HOME REALTY INC
ListedSeptember 19, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$749,900

20% ($149,980)
6.75%

Loan Term

Principal & Interest$3,891
Property Tax (est.)$687
Insurance (est.)$150
Total Monthly$4,728
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $749,900 home in CRYSTAL BEACH.

🏛️

FHA Loan

$26,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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