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$135,000

2620 COVE CAY DRIVE UNIT 306, CLEARWATER, FL 33760

3D Tour
Active5 days on market

Beds

1

Baths

2

Sq Ft

810 sq ft

Year Built

1974

Lot Size

1.00 acres

Garage

—

About This Property

TAMPA BAY VIEWS & RESORT-STYLE LIVING AT COVE CAY! Welcome to this beautifully updated 1-bedroom, 1.5-bath condo in Village 2 of Clearwater’s gated Cove Cay community. From the moment you step inside, you’ll appreciate the bright, open layout and beautiful views of Tampa Bay from nearly every room. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring real wood cabinetry, granite countertops, stainless steel appliances and a breakfast bar—perfect for casual dining and entertaining. The generous primary suite offers beautiful water views, a walk-in closet and updated ensuite bath with updated vanity and a glass-enclosed shower. A convenient half bath is located off the main living area. Carpet provides a comfortable feel in both the living room and bedroom, with tile flooring in the kitchen area and baths. Additional features include hurricane-impact windows for added protection, energy efficiency and noise reduction, along with an HVAC system installed in 2017 and water heater in 2025. One of the highlights of this home is the private screened lanai overlooking Tampa Bay. Enjoy morning coffee, an evening glass of wine or simply relax and take in the peaceful Florida scenery. For added convenience, your private laundry is located just steps from the front door, and the unit includes an assigned covered carport. Cove Cay offers an impressive resort-style lifestyle with a heated pool and spa, clubhouse, fitness center, sauna, shuffleboard, 18-hole golf course, on-site restaurant and guarded gated entry. The community marina offers boating opportunities and water access for those looking to take full advantage of the Tampa Bay lifestyle. Association dues include water, sewer, trash, basic cable, grounds maintenance and pest control, making everyday living even easier. Village 2 also allows one small dog or two cats with approval. Conveniently located near shopping, dining and everyday necessities, with easy access to both St. Pete-Clearwater International Airport and Tampa International Airport, plus Clearwater Beach and the Gulf Coast just a short drive away. Whether you’re looking for a full-time residence or Florida getaway, this beautifully updated Cove Cay condo combines Tampa Bay views, hurricane-impact windows, resort-style amenities and an exceptional Clearwater location. Come see why life at Cove Cay feels like vacation every day! All information deemed accurate, buyer and buyers agent to verify.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8549532
StatusActive
Year Built1974
Stories1
Total Rooms5
ConstructionConcrete
RoofBuilt-Up
FoundationBlock, Slab
FacesWest
SubdivisionCOVE CAY 26-20 VILLAGE II
CountyPinellas
OwnershipCondominium
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesBuilt-In Oven, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room, Same Floor As Condo Unit
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorBalcony, Lighting, Storage
Other StructuresStorage
Lot Size1.00 acres (73,898 sq ft)
Lot FeaturesCity Lot, Landscaped, Level, Near Marina, Near Public Transit, On Golf Course
Road SurfacePaved
ViewGolf Course, Water
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Waterfront, Bay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$135,000
Annual Taxes$2,425 (2025)
FinancingCash, Conventional
Parcel #292916187140000306

Schools

ElementaryBelcher Elementary-PN
MiddleOak Grove Middle-PN
HighPinellas Park High-PN

Directions

U.S. Highway 19. South of Belleair Rd. North of Haines Bayshore. Present business card for entry

Location

2620 COVE CAY DRIVE UNIT 306, CLEARWATER, FL 33760

Listing Information

OfficeRE/MAX REALTEC GROUP INC
ListedOctober 1, 2026

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Home Price

$135,000

20% ($27,000)
6.75%

Loan Term

Principal & Interest$700
Property Tax (est.)$124
Insurance (est.)$150
Total Monthly$974
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $135,000 home in CLEARWATER.

🏦

Conventional

$6,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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