Skip to main content

Open House

Sunday, October 4 · 12:00 PM–3:00 PM

Schedule a Visit
1 / 55

$383,000

3939 90TH TERRACE N, PINELLAS PARK, FL 33782

3D Tour
Active12 days on market

Beds

2

Baths

2

Sq Ft

1,776 sq ft

Year Built

1980

Lot Size

0.20 acres

Garage

2

About This Property

Virtually Staged. Virtually Staged. Tucked away on a quiet street where only residents tend to travel, this beautifully updated home in the sought-after Mainlands 55+ community offers comfort, style, & convenience. As you approach the home, you will enjoy the pavers on the driveway. The front porch is great to sit out & enjoy your morning coffee or sip some wine at night. Inside, you’ll find elegant decorative wood flooring flowing throughout the living spaces, creating a warm and inviting atmosphere. The updated kitchen & bathrooms feature matching quartz countertops, adding a cohesive touch of sophistication throughout the home. Major improvements include hurricane windows, upgraded insulation, newer A/C, hot water heater, washer & dryer. The kitchen also offers space for a dinette table along with additional cabinetry for extra storage and functionality. A drinking water filtration system adds even more everyday convenience. A versatile bonus room provides the perfect space for a home office, hobby room, reading retreat, or additional sitting area. Another attractive feature is the absence of popcorn ceilings, adding to the home’s clean and updated appeal. Beyond the home itself, residents of Mainlands enjoy an active & social lifestyle with access to clubhouses, community pools, shuffleboard courts, & nearby golfing opportunities. Golf carts are welcome, making it easy to enjoy the neighborhood & all its amenities. Conveniently located near shopping, Walmart, hospitals, restaurants, & major highways, you’ll have easy access to downtown St. Petersburg, Tampa, & the beautiful Gulf beaches just a short drive away.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8549559
StatusActive
Year Built1980
Stories1
Total Rooms8
ConstructionBlock, Other, Stucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionMAINLANDS OF TAMARAC BY THE GULF UNIT 5 PH 3 CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Hardwood
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
LaundryIn Garage
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Lot Size0.20 acres (8,921 sq ft)
Lot Dimensions76 x 105
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$383,000
Annual Taxes$1,921 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCONDO
Parcel #223016545710930170

Directions

From the intersection of Park Blvd. and US 19, northwest on 19 to light at Mainlands Blvd. Right onto Mainlands Blvd. West, then right onto Mainlands Blvd. S., then Right on 90th Terrace to home on left.

Location

3939 90TH TERRACE N, PINELLAS PARK, FL 33782

Listing Information

OfficeCENTURY 21 RE CHAMPIONS
ListedSeptember 18, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$383,000

20% ($76,600)
6.75%

Loan Term

Principal & Interest$1,987
Property Tax (est.)$351
Insurance (est.)$150
Total Monthly$2,488
Full Calculator →

How to Buy This Home

Multiple financing options available for this $383,000 home in PINELLAS PARK.

🏛️

FHA Loan

$13,405 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,150 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Pinellas Park

More Homes in Pinellas Park

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

Call (813) 733-7907TextContact