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$689,900

19531 DEER LAKE ROAD, LUTZ, FL 33548

3D Tour
Active1 days on market

Beds

5

Baths

3

Sq Ft

3,429 sq ft

Year Built

1971

Lot Size

0.84 acres

Garage

2

About This Property

MOVE-IN READY LUXURY ON .84 ACRES WITH A SERENE WOODED BACKDROP! Discover the perfect blend of country charm, privacy, and modern convenience in this beautifully maintained 3429 sq ft, 5-bedroom, 3-bathroom home with a spacious bonus room, nestled on an expansive .84-acre lot in sought-after Lutz. Surrounded by mature trees and beautifully manicured garden beds, this property offers a peaceful setting while remaining conveniently located near everyday amenities. This impressive single-story home offers a thoughtfully designed floor plan with plenty of space for comfortable living and entertaining. The versatile 5th bedroom provides exceptional flexibility and could also serve as an oversized laundry room, mudroom, home gym, office, or hobby space to suit your lifestyle. The additional bonus room offers even more room for a media area, playroom, game room, or private retreat. Step inside and enjoy an inviting interior filled with natural light and an easy-flowing layout. The spacious living areas provide plenty of room for gatherings, while the well-appointed kitchen offers a functional space for preparing meals and entertaining. The generous lot provides an incredible sense of privacy and creates the perfect backdrop for enjoying the outdoors. Whether you're relaxing with your morning coffee, entertaining friends and family, or simply enjoying the peaceful surroundings, the expansive property offers plenty of room to spread out and make the most of Florida living. Mature landscaping and the wooded backdrop create a tranquil atmosphere that is difficult to find while still being close to the conveniences of Lutz. With 5 bedrooms, 3 full bathrooms, a bonus room, flexible additional space, and nearly an acre of land, this home provides the versatility today's buyers are looking for. The combination of spacious living areas, a peaceful setting, and convenient Lutz location makes this property must-see. Don't miss the opportunity to own this exceptional Lutz property with room to live, work, entertain, and enjoy the outdoors. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8549805
StatusActive
Year Built1971
Total Rooms12
ConstructionBlock, HardiPlank Type, Wood Siding
RoofShingle
FoundationSlab
FacesWest
SubdivisionUNPLATTED
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
FlooringEngineered Hardwood, Tile
AppliancesDisposal, Dryer, Electric Water Heater, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Rain Gutters
Other StructuresShed(s)
Lot Size0.84 acres (36,560 sq ft)
Lot FeaturesCleared, Irregular Lot, Oversized Lot
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Needed
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$689,900
Annual Taxes$8,715 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningASC-1
Parcel #U022718ZZZ00000047360.0

Schools

ElementaryLutz-HB
MiddleBuchanan-HB
HighSteinbrenner High School

Directions

From SR54 & SR41 travel South on 41, right on Dale Mabry, Left on County Line, right on Deer Lake Road, follow around the bend home down on the left

Location

19531 DEER LAKE ROAD, LUTZ, FL 33548

Listing Information

OfficeFUTURE HOME REALTY INC
ListedSeptember 17, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$689,900

20% ($137,980)
6.75%

Loan Term

Principal & Interest$3,580
Property Tax (est.)$632
Insurance (est.)$150
Total Monthly$4,362
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $689,900 home in LUTZ.

🏛️

FHA Loan

$24,147 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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