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- 5205 OAK CHARTER COURT
Open House
Sunday, October 11 · 1:00 PM–3:00 PM
$229,900
5205 OAK CHARTER COURT, TEMPLE TERRACE, FL 33617
Beds
2
Baths
3
Sq Ft
1,159 sq ft
Year Built
1985
Lot Size
0.02 acres
Garage
—
About This Property
Virtually Staged. An amazing find you'll want to buy and treasure! Boasting over $43,000 in upgrades, this beautifully renovated 2-bedroom, 2-bath home is tucked away in the quaint and quiet community of Charter Mill, offering the charm of a townhome with the convenience of condo living. Centrally located near USF, hospitals, shopping, dining, entertainment, sports venues, and major highways, you'll enjoy convenience without sacrificing tranquility. From the moment you step inside, soaring ceilings, abundant natural light, updated doors, contemporary hardware, modern lighting, and oversized luxury plank flooring set the stage. The generously sized living room flows effortlessly into the breakfast bar and completely renovated kitchen, where gorgeous Calacatta quartz countertops complement stylish two-toned (Rich Blue & White) Shaker style cabinetry, all newer Stainless Steel Appliance Package. No expense was spared, and it shows! Just off the kitchen, a cozy dinette area currently doubles as a home office, proving that even your breakfast nook can have a side hustle. Down the hallway, you'll discover a beautifully renovated primary bathroom featuring modern tile, a comfort-height vanity, and a stunning walk-in shower accented with sleek black hardware. With access from both the hallway and primary bedroom, it's as functional as it is fashionable. The light-filled primary bedroom offers ample space, dual closets, and peaceful views of your private, fenced backyard adorned with Florida-friendly landscaping. Imagine starting your mornings with coffee, birdsong, and a little peace before the world starts making demands. And yes, the birds provide the entertainment free of charge! There's even additional outdoor storage conveniently located beside the patio. Back inside, the hallway features laundry hookups, while the staircase near the front entrance leads to a spacious second bedroom/loft. This versatile retreat features a closet, updated ceiling fan with lighting, attic access for additional storage, and its very own full bathroom complete with a tub/shower combination. Perfect for guests who appreciate a little privacy—or those you'd prefer not to have wandering around downstairs in their pajamas! And here's where it gets even better! Exterior maintenance is included, and pets are welcome with no breed or size restrictions. Finally, a place where your four-legged family members don't have to submit a résumé for approval! With an impressive list of upgrades, a fantastic location, and flexible living possibilities, this is one of those rare finds that checks all the boxes without asking you to pick up a renovation project along the way. Schedule your private showing before someone else calls it home! Oh, and did I mention, it's about ten minutes by car to the VA hospital and more.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
I-75 N and continue until the exit for FL-582 W / E Fowler Ave.Take the exit for FL-582 W / E Fowler Ave and head west toward Temple Terrace.Turn right onto N 56th St heading north.Turn left onto E Fletcher Ave (or access via N 52nd St depending on your exact turn; Fletcher Ave is between Bruce B Downs Blvd and N 56th St).Head south on N 52nd St from Fletcher Ave.Turn left onto Oak Charter Court.Arrive at 5205 Oak Charter Ct; the unit will be on your right.
Location
5205 OAK CHARTER COURT, TEMPLE TERRACE, FL 33617
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$229,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $229,900 home in TEMPLE TERRACE.
🏛️
FHA Loan
$8,047 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.