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$320,000

3911 EL CAMINO COURT, LARGO, FL 33771

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,109 sq ft

Year Built

1986

Lot Size

0.04 acres

Garage

—

About This Property

Welcome home to this beautifully updated 3-bedroom, 2-bathroom end-unit villa with a sunroom in the desirable Belle Oak Villas community of Largo! Offering the added privacy and abundant natural light that comes with an END UNIT, this home combines an inviting OPEN FLOOR PLAN with thoughtful updates and a convenient Pinellas County location. Inside, you'll find soaring cathedral ceilings, an open living and dining area, and a well-appointed kitchen featuring granite countertops, solid wood cabinetry, and stainless steel appliances. The home also features IMPACT RATED WINDOWS with, a 2019 Trane HVAC system, and a convenient INTERIOR LAUNDRY ROOM for washer and dryer. Major improvements continue outside, including a NEW ROOF INSTALLED 2023 and new landscaping, giving the home excellent curb appeal and added peace of mind. The fenced-in rear lanai and private courtyard area provide a comfortable space to relax, entertain, or enjoy the Florida lifestyle. Belle Oak Villas is a well-maintained, high-and-dry community that DOES NOT REQUIRE FLOOD INSURANCE and offers beautiful lakes, two community pools, and a welcoming atmosphere for residents of all ages. The community is also large-pet friendly, making it an excellent option for a variety of lifestyles. The HOA is just $88 a month, providing an attractive combination of affordability and community amenities. Centrally located in Largo, you're just minutes from grocery stores, shopping, restaurants, and everyday conveniences, with Indian Rocks Beach approximately 15 minutes away, St. Pete-Clearwater International Airport about 15 minutes away, and Tampa International Airport approximately 30 minutes away. End-unit villas with this combination of space, updates, and location are rarely available in Belle Oak Villas. Come see why this one deserves a spot at the top of your list!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8549977
StatusActive
Year Built1986
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionBELLE OAK VILLAS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s)
FlooringTile
AppliancesDishwasher, Microwave, Range, Range Hood, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.04 acres (1,721 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$88 / Monthly
Senior CommunityNo

Financial Details

List Price$320,000
Annual Taxes$3,625 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #362915073270001020

Directions

From Ulmerton Rd, head south on Keene Rd. Turn onto Belle Oak Dr and follow the road into Belle Oak Villas. Continue to the property, which is located in the community as an end unit. Use GPS for the most direct route.

Location

3911 EL CAMINO COURT, LARGO, FL 33771

Listing Information

OfficePREFERRED SHORE REAL ESTATE
ListedSeptember 18, 2026

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Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $320,000 home in LARGO.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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