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$310,000

3329 WINCHESTER ESTATES CIRCLE, LAKELAND, FL 33810

3D Tour
Active18 days on market

Beds

4

Baths

2

Sq Ft

2,352 sq ft

Year Built

2013

Lot Size

0.19 acres

Garage

2

About This Property

Welcome to Winchester Estates! This spacious Lakeland home has a comfortable split-bedroom floor plan with 4 bedrooms, a den/office, 2 bathrooms and a 2-car garage. Step inside to a flexible den or home office on one side and a separate dining area on the other. The kitchen is right in the heart of the home with dark wood cabinetry, plenty of counter space, a closet pantry, breakfast bar and casual dining area, all overlooking the family room. High ceilings and plenty of windows give the main living areas a bright, open feel. The primary suite is tucked away from the secondary bedrooms and features a walk-in closet, dual sinks, soaking tub and separate shower. Three additional bedrooms and a full bath are located on the opposite side of the home. Out back, sliding doors open to a large covered and screened lanai with plenty of room to relax or entertain, plus a spacious partially fenced backyard with mature shade trees. Convenient Lakeland location with easy access to shopping, dining and the interstate. It's good to be home! This property may qualify for Seller Financing (Vendee).

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550018
StatusActive
Year Built2013
Stories1
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWINCHESTER ESTATES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Thermostat, Walk-In Closet(s)
FlooringCarpet, Vinyl
AppliancesNone
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
FencingVinyl, Wood
Lot Size0.19 acres (8,398 sq ft)
Lot FeaturesIn County
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$325 / Annually
Senior CommunityNo

Financial Details

List Price$310,000
Annual Taxes$3,573 (2025)
Parcel #232704000730001110

Schools

ElementarySocrum Elem
MiddleKathleen Middle
HighKathleen High

Directions

From Tampa, take I-4 East toward Lakeland. Take Exit 32 for FL-548/Polk Parkway toward Lakeland. Continue toward US-98 N, then follow US-98 N to Kathleen Road. Turn onto Kathleen Road, then turn right onto Winchester Estates Blvd. Turn left onto Winchester Estates Circle. Property will be on your right.

Location

3329 WINCHESTER ESTATES CIRCLE, LAKELAND, FL 33810

Listing Information

OfficeCARTER COMPANY REALTORS
ListedSeptember 18, 2026

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Home Price

$310,000

20% ($62,000)
6.75%

Loan Term

Principal & Interest$1,609
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,043
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $310,000 home in LAKELAND.

🏛️

FHA Loan

$10,850 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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