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$489,000

2090 SANDPIPER DRIVE, PALM HARBOR, FL 34683

3D Tour
Active15 days on market

Beds

3

Baths

2

Sq Ft

1,664 sq ft

Year Built

1987

Lot Size

0.24 acres

Garage

2

About This Property

Enjoy Florida Living in this spacious 3 bedroom split plan, 2 bath pool home! Great Palm Harbor Schools and central location to everything! Close to the beaches - Honeymoon Island, Clearwater Beach, Historical Downtown Dunedin, and Downtown Palm Harbor. Privacy fenced yard to enjoy and relax by your pool! Make this your home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550041
StatusActive
Year Built1987
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionPATTY ANN ACRES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan
FlooringTile, Vinyl
AppliancesDishwasher, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorSidewalk
Lot Size0.24 acres (10,511 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$90 / Monthly
Senior CommunityNo

Financial Details

List Price$489,000
Annual Taxes$7,449 (2025)
ZoningR-2
Parcel #012815679960000070

Directions

US 19 West on Tampa Road to Right at Patty Ann Acres Subd. to address on right.

Location

2090 SANDPIPER DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeTRADEWIND PROPERTIES
ListedSeptember 21, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$489,000

20% ($97,800)
6.75%

Loan Term

Principal & Interest$2,537
Property Tax (est.)$448
Insurance (est.)$150
Total Monthly$3,136
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How to Buy This Home

Multiple financing options available for this $489,000 home in PALM HARBOR.

🏛️

FHA Loan

$17,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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