$595,000
863 BAY BREEZE TERRACE, LARGO, FL 33770
Beds
3
Baths
2
Sq Ft
1,725 sq ft
Year Built
1964
Lot Size
0.33 acres
Garage
2
About This Property
INCOME-PRODUCING VRBO | NO HOA | NO RENTAL RESTRICTIONS | 0.33-ACRE OVERSIZED LOT | POOL | 5 MINUTES TO INDIAN ROCKS BEACH! Looking for a property that can generate income while giving you the Florida lifestyle? This is it! Currently operating as a successful short-term rental, this spacious pool home sits on an oversized 0.33-acre lot—the equivalent of approximately TWO LOTS—with NO HOA and NO rental restrictions. Freshly painted and ready to impress, this 3-bedroom, 2-bathroom home offers more than 1,725 sq. ft. of living space, plus a large front porch and an oversized 2-car garage. The outdoor living area is where this property truly shines. Enjoy a newly updated pool deck, expansive screened-in lanai with epoxy flooring, and even a putting green for added entertainment. It is the perfect setup for guests, family gatherings, or simply enjoying the Florida lifestyle. Inside, the split-bedroom floor plan provides privacy and functionality. The skylights make the spaces bright without emptying your pocket. The spacious primary suite overlooks the pool and features a large walk-in closet and an updated ensuite bathroom with a walk-in shower and jetted tub. The kitchen has been updated with stone countertops, a matching backsplash, stainless-steel appliances, a NEW dishwasher, and a pantry. Two additional bedrooms and a full bathroom complete the living area. NEW water softener, and NON-FLOOD ZONE location. The property also experienced no storm damage or impact. Approximately 5 minutes to Indian Rocks Beach and the Belleair Causeway Boat Ramp, making this an attractive destination for both vacation guests and long-term enjoyment. Taylor Park and the Pinellas Trail are approximately 1 mile away, while downtown Largo, Largo Central Park, healthcare facilities, Clearwater Beach, St. Petersburg, PIE Airport, and Tampa International Airport are all easily accessible. INVESTOR ALERT: With no HOA, no rental restrictions, an existing short term rental operation, and 0.33 acres of land. This isn't just a pool home—it's an income-producing Florida property with room to grow, flexibility to operate, and the beach just minutes away.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From 8th Ave SW turn in to Bay Breeze Terrace second house on the East side of the road.
Location
863 BAY BREEZE TERRACE, LARGO, FL 33770
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$595,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $595,000 home in LARGO.
🏛️
FHA Loan
$20,825 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$29,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.