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$290,000

15706 SPICE KEY STREET, SUN CITY CENTER, FL 33573

Active7 days on market

Beds

4

Baths

3

Sq Ft

1,914 sq ft

Year Built

2020

Lot Size

0.11 acres

Garage

2

About This Property

Short Sale. Room to grow, space to breathe, and a community that truly delivers. Welcome to 15706 Spice Key Street in Sun City Center. This well-maintained two-story home offers 4 bedrooms, 2.5 bathrooms, and a versatile loft that adapts effortlessly to whatever your lifestyle demands, whether that is a home office, playroom, or cozy media space. The main level sets a welcoming tone with generous living and dining areas, a half bath for guests, and a kitchen built for real cooking with ample counter space and a large pantry that will make meal prep and grocery storage a genuine pleasure. Upstairs, the primary suite offers a comfortable private retreat alongside three additional bedrooms and a conveniently located second-floor laundry room that makes daily routines that much easier. Out back, an expansive backyard provides a blank canvas for outdoor entertaining, weekend gatherings, or simply enjoying Florida's year-round sunshine. The community amenities are the kind that actually get used, including a resort-style clubhouse, large swimming pool with cabanas, water play area, dog park, fitness center, basketball and tennis courts, walking trails, and playgrounds. Centrally located near top-rated schools, shopping, dining, and major highways for an easy commute to Tampa, Brandon, and beyond.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550091
StatusActive
Year Built2020
Stories2
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionCYPRESS MILL PH 1B
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Skylight(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesRefrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk, Sliding Doors
Lot Size0.11 acres (4,887 sq ft)
Lot Dimensions40.39 x 121
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$168 / Annually
Senior CommunityNo

Financial Details

List Price$290,000
Original Price$200,000
Annual Taxes$7,617 (2025)
FinancingCash, Conventional, FHA
ZoningPD
Parcel #U 35 31 19 B82 000029 00011.0

Directions

Take I75 North or South to FL-674 E (exit 240), make left onto Cypress Village Blvd. Continue onto Miller Creek Drive. Make left onto Gomez Rocks Ct. Turn right onto Spice Key St, home will be on the right hand side.

Location

15706 SPICE KEY STREET, SUN CITY CENTER, FL 33573

Listing Information

OfficeVANTAGE REALTY PARTNERS
ListedSeptember 30, 2026

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Home Price

$290,000

20% ($58,000)
6.75%

Loan Term

Principal & Interest$1,505
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,921
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How to Buy This Home

Multiple financing options available for this $290,000 home in SUN CITY CENTER.

🏛️

FHA Loan

$10,150 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$14,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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