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$725,000

1585 PINELLAS BAYWAY S, TIERRA VERDE, FL 33715

3D Tour
Active6 days on market

Beds

3

Baths

4

Sq Ft

2,100 sq ft

Year Built

1999

Lot Size

0.02 acres

Garage

1

About This Property

At the quiet southern end of Tierra Verde, the last stretch of island before Fort De Soto, this end-unit townhome sits on a sheltered waterfront cove in an extraordinary community of just eight owners. Dolphins and manatees are regular visitors to the cove, egrets and great blue herons work the shallows, and ospreys and frigate birds pass overhead. East and west exposures fill the home with light from morning to evening. You’ll enjoy water views all day long from this 3-bedroom, 3.5-bath residence with a top-level bonus room. Luxury vinyl plank flooring runs throughout, with custom boxed stair treads that bring a modern feel to the whole house. The lower level holds a guest suite with a full bath, its own private entrance and its own parking space, giving visitors flexibility and privacy, plus a one-car garage with room for storage. The primary suite overlooks the water and includes a walk-in closet and an ensuite bath; a second guest bedroom gives family and friends a comfortable room of their own. The expansive patio outside the upper-level bonus room, with views out over Tampa Bay, is the natural spot for morning coffee or an evening with friends. Tierra Del Mar is a boutique townhome community that is expertly managed, with ample reserves, low fees and well-kept grounds. The metal roof was installed in 2013 and rated for 40 years. Owners have use of the resort pool immediately next door, and the community's waterfront positioning includes kayak storage and a launch, with the kayak and canoe trails of the Tierra Verde islands beginning right at the dock. The cove is deep, bridge-free water to the Gulf; no boat slip is included with this home, but slips in the community are occasionally available to rent. Tierra Verde is the gem of Pinellas County, reached by the Pinellas Bayway and surrounded by Boca Ciega Bay, Tampa Bay and the Gulf passes. The island has its own marinas and waterfront dining, a farmers' market a short walk up the Bayway, and the Gulf is a short run by boat through Pass-a-Grille Channel or Bunces Pass, with Shell Key Preserve just across the channel. Across the Bayway, the island park has courts for tennis and pickleball, a playground and a ball field. Pass-a-Grille and St. Pete Beach are a short drive west; downtown St. Petersburg's restaurants, shops and museums are about 20 minutes by way of the Bayway and I-275, which continues on to Tampa International Airport. Just south of Tierra Del Mar, an easy bike ride down the Bayway, is Fort De Soto Park, the largest park in the Pinellas County system: 1,136 acres across five keys, with beaches that have been named the best in America, a campground, fishing piers, a paddling trail, a dog beach, a Spanish-American War-era fort and ferries to Egmont Key and Shell Key.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8550120
StatusActive
Year Built1999
Stories4
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofMetal
FoundationSlab
FacesWest
SubdivisionTIERRA DEL MAR
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.02 acres (758 sq ft)
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$445 / Monthly
Senior CommunityNo

Financial Details

List Price$725,000
Annual Taxes$9,670 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRM-15
Parcel #293216908150000040

Directions

Pinellas Bayway south to Tierra Del Mar on the left hand side.

Location

1585 PINELLAS BAYWAY S, TIERRA VERDE, FL 33715

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedOctober 11, 2026

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Home Price

$725,000

20% ($145,000)
6.75%

Loan Term

Principal & Interest$3,762
Property Tax (est.)$665
Insurance (est.)$150
Total Monthly$4,576
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How to Buy This Home

Multiple financing options available for this $725,000 home in TIERRA VERDE.

🏛️

FHA Loan

$25,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$36,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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