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$309,900

1172 7TH AVENUE NW, RUSKIN, FL 33570

3D Tour
Active18 days on market

Beds

3

Baths

2

Sq Ft

1,516 sq ft

Year Built

2021

Lot Size

0.11 acres

Garage

2

About This Property

Welcome to Shell Cove! Built in 2021, this one-story block home offers 3 bedrooms, 2 bathrooms, a 2-car garage, and beautiful wide-open pond views from the backyard with no direct rear neighbors. The open-concept floor plan connects the living, dining, and kitchen areas, creating a comfortable space for everyday living and entertaining. The kitchen features granite countertops, a large center island, ample cabinetry, stainless steel appliances, and views toward the rear of the home. The spacious primary suite also overlooks the pond and includes a walk-in closet and private ensuite bath. Step outside and enjoy peaceful water views from your backyard, whether starting the morning with coffee or relaxing at the end of the day. Shell Cove residents enjoy a resort-style community pool, clubhouse, playground, dog park, scenic ponds, and walking trails, with the community pool conveniently located just across the street. Nearby amenities include a marina, boat club, waterfront dining, and public beach access, providing easy opportunities to enjoy boating, fishing, and Florida’s coastal lifestyle. Conveniently located near US-41 and I-75 with access to Tampa, St. Petersburg, Bradenton, shopping, dining, medical facilities, and schools, this newer home offers a great combination of water views, community amenities, and Florida living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550210
StatusActive
Year Built2021
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSHELL COVE PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Sidewalk
Lot Size0.11 acres (5,000 sq ft)
Lot Dimensions40 x 125
Road SurfacePaved, Asphalt
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$110 / Annually
Senior CommunityNo

Financial Details

List Price$309,900
Annual Taxes$7,846 (2025)
FinancingCash, Conventional
ZoningPD
Parcel #U063219C0700000000440.0

Directions

From US HWY - West on Shell Pointe road -North - then East on Ocean Spray - North on Olive Conch - West on to 7th

Location

1172 7TH AVENUE NW, RUSKIN, FL 33570

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedSeptember 18, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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How to Buy This Home

Multiple financing options available for this $309,900 home in RUSKIN.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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