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$539,000

1344 RIBOLLA DRIVE, PALM HARBOR, FL 34683

3D Tour
Active16 days on market

Beds

3

Baths

3

Sq Ft

2,464 sq ft

Year Built

2007

Lot Size

0.06 acres

Garage

2

About This Property

GATED Elegance: Your COASTAL TOWNHOME Awaits! NO FLOOD INSURANCE REQUIRED. Located in the Villas of San Marino, a gated community known for its MEDITERRANEAN CHARM—with brick paver driveways and tile roofs. In the heart of historic downtown PALM HARBOR and the sought-after Palm Harbor University High School district, this is one of the most coveted areas in Pinellas County. Just steps from your resort-style COMMUNITY POOL and the scenic Pinellas Trail, and within walking distance of popular restaurants, live music, local breweries, and year-round community events, you'll enjoy the very best of Florida living. Step inside to find an open-concept floor plan with HIGH CEILINGS. Custom features include CROWN MOLDING, high baseboards, and elegant 8-FOOT DOORS THROUGHOUT. The spacious kitchen is designed for functionality and style, complete with generous granite countertop space, plentiful 42" solid wood cabinetry, a spacious center island, stainless steel appliances, a spacious walk-in pantry, and bar seating perfect for entertaining! The main level also includes a half bath perfect for guests and daily use. French doors open to an oversized PRIVATE screened lanai, seamlessly blending indoor and outdoor living to enjoy year-round. Whether you enjoy morning coffee, evening relaxation, grilling, or entertaining, this adds valuable Florida lifestyle space. Plus there are no rear neighbors. An inviting wood/wrought iron staircase leads you to the second floor. The EXPANSIVE PRIMARY SUITE boasts double-door entry, large walk-in closet, a versatile sitting area great for a home office, plus french doors to a private faux balcony. You’ll enjoy a large en suite with dual sinks, walk-in shower and garden tub, and a large walk-in closet. The laundry room w/hook-ups is also conveniently located on the 2nd floor. The second and 3rd bedrooms feature a large shared bathroom. There is also a PLACE FOR ELEVATOR IF ONE SO DESIRES. HVAC NEW 2022. This townhome includes a 2 car garage with 2 additional parking spaces. The community offers 32 guest parking spaces for added convenience. The association is financially sound with strong reserves and proactive planning. Residents enjoy a truly maintenance-free lifestyle with a reasonable HOA fee that INCLUDES the tile roof, exterior painting, cable, internet, lawn maintenance, hedge trimming, basic TV-internet, and trash service. What you'll find here is an unparalleled way of carefree Florida living in a beautiful and friendly environment. Just steps away visit you HEATED COMMUNITY POOL for year-round enjoyment. The Pinellas Trail sits just outside the gates, along with Sunderman Sports Complex, with walkable favorites like Thirsty Marlin and The Salty Lime nearby. Zoned for highly rated Palm Harbor University High School, Palm Harbor Middle School, and Ozona Elementary School, this location is ideal for families. Outdoor enthusiasts will appreciate being just a five-minute bike ride to Pop Stansell Park with its kayak launch, fishing pier, playground, and waterfront amenities, while a state of the art YMCA, Wall Springs Park, charming downtown Dunedin, historic Tarpon Springs, and award-winning Gulf beaches like Honeymoon and Caladesi Islands, are all just minutes away. Best of all, this home is located high and dry with NO FLOOD INSURANCE required. Offering an exceptional blend of luxury, location, and low-maintenance living, this is a rare opportunity you won't want to miss. Call today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8550220
StatusActive
Year Built2007
Stories2
Total Rooms9
ConstructionBlock, Stucco
RoofTile
FoundationConcrete Perimeter
FacesEast
SubdivisionVILLAS OF SAN MARINO AT PALM HARBOR
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCrown Molding, High Ceilings, L Dining, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesBuilt-In Oven, Convection Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
CoolingCentral Air
HeatingElectric, Heat Pump

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.06 acres (2,553 sq ft)
Road SurfaceConcrete, Paved
ViewPool
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$540 / Monthly
Senior CommunityNo

Financial Details

List Price$539,000
Annual Taxes$8,298 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRM-10
Parcel #022815941720090030

Schools

ElementaryOzona Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

From Curlew drive north on US ALT 19, Past Tampa Rd and turn left at the Gate of the Villas of San Marino community.

Location

1344 RIBOLLA DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeRE/MAX REALTEC GROUP INC
ListedSeptember 23, 2026

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Home Price

$539,000

20% ($107,800)
6.75%

Loan Term

Principal & Interest$2,797
Property Tax (est.)$494
Insurance (est.)$150
Total Monthly$3,441
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $539,000 home in PALM HARBOR.

🏛️

FHA Loan

$18,865 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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