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$435,000

2001 41ST STREET N, ST PETERSBURG, FL 33713

3D Tour
Active46 days on market

Beds

2

Baths

2

Sq Ft

1,335 sq ft

Year Built

1958

Lot Size

0.21 acres

Garage

1

About This Property

A 3.25% rate in a 7% world. This home comes with an assumable VA loan at 3.25%, a 30-year fixed secured in 2022, so the next owner steps into a monthly payment today’s financing simply cannot match, with roughly 26 years of that rate still ahead. Veteran and non-veteran buyers may qualify, subject to lender approval. And the home is worth the story. Across the street, Lake Harshaw catches the evening light, and the front porch gives you a seat for it every night. This 1958 block ranch sits beneath a grand oak on a 9,200 sq ft lot, with a privacy-fenced backyard and a hot tub in place and included. Original terrazzo floors carry the mid-century character, while new cabinetry brings the kitchen current. Two bedrooms, two full baths, 1,335 heated sq ft on one level, plus an attached one-car garage. The important work is done: impact-resistant Low-E windows, 2010 HVAC, and an upgraded electrical panel with underground service. Flood Zone X, no HOA, no CDD, minutes from 22nd Ave N and I-275.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550389
StatusActive
Year Built1958
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionHARSHAW LAKE REP
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Thermostat, Walk-In Closet(s)
FlooringTerrazzo, Tile
AppliancesRange
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox
Lot Size0.21 acres (9,200 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolNo
SpaAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$435,000
Annual Taxes$6,812 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #153116373680030060

Directions

I-275 N - Take exit 24 for 22nd Ave N - Take the ramp to US-19 - Use any lane to turn left onto 22nd Ave N - Turn left onto 41st St -Destination will be on the left

Location

2001 41ST STREET N, ST PETERSBURG, FL 33713

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY
ListedSeptember 24, 2026

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Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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How to Buy This Home

Multiple financing options available for this $435,000 home in ST PETERSBURG.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 9, 2026.

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