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$309,000

630 CAPE COD CIRCLE, VALRICO, FL 33594

3D Tour
Active0 days on market

Beds

4

Baths

2

Sq Ft

1,402 sq ft

Year Built

2000

Lot Size

0.10 acres

Garage

1

About This Property

Welcome to this charming 4-bedroom, 2-bath home in the desirable Copper Ridge community of Valrico! This inviting home offers a comfortable and functional floor plan with an updated kitchen featuring modern finishes, ample cabinetry, and convenient space for everyday dining and entertaining. The spacious primary suite includes a walk-in closet, while the additional bedrooms provide flexibility for family, guests, a home office, or other needs. The home also offers a one-car garage, covered outdoor areas, and a fenced backyard with space to relax or entertain. The property is in nice overall condition and requires only minor cosmetic updates to make it truly shine. The roof was replaced in 2018, providing added peace of mind for the new owner. As an added benefit, the seller is willing to provide a credit toward carpet replacement, allowing the buyer to select flooring that best suits their style. Conveniently located near shopping, dining, parks, schools, recreation, and major roadways, this home offers a great opportunity to own a comfortable Valrico home and make it your own. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550535
StatusActive
Year Built2000
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionCOPPER RIDGE TR D
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Split Bedroom
FlooringCarpet, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sidewalk
FencingWood
Lot Size0.10 acres (4,488 sq ft)
Lot Dimensions44 x 102
Lot FeaturesSidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Quarterly
Senior CommunityNo

Financial Details

List Price$309,000
Annual Taxes$3,879 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningPD
Parcel #U29292132ZA0000000071.0

Schools

ElementaryNelson-HB
MiddleMulrennan-HB
HighDurant-HB

Directions

Hwy 60, turn South on Mulrennan Rd, turn East on Palm Beach Dr, turn Right on Cape Cod Circle, the home is on the Right.

Location

630 CAPE COD CIRCLE, VALRICO, FL 33594

Listing Information

OfficePEOPLE'S CHOICE REALTY SVC LLC
ListedOctober 6, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$309,000

20% ($61,800)
6.75%

Loan Term

Principal & Interest$1,603
Property Tax (est.)$283
Insurance (est.)$150
Total Monthly$2,037
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $309,000 home in VALRICO.

🏛️

FHA Loan

$10,815 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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