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$689,000

13945 106TH AVENUE, LARGO, FL 33774

Active3 days on market

Beds

4

Baths

2

Sq Ft

2,164 sq ft

Year Built

1970

Lot Size

0.19 acres

Garage

—

About This Property

Live the laid-back Florida lifestyle you’ve been dreaming about! Just minutes from the beach and the calm waters of the Gulf of Mexico, this beautifully remodeled 4-bedroom, 2-bath block home is ideally located in the popular Oakhurst area between Seminole and Largo. Best of all, the property is NOT located in a FEMA flood zone, so flood insurance is not required, and there’s no HOA to limit your lifestyle. Thoughtfully remodeled in 2023, this spacious home offers approximately 2,164 square feet of living space, combining modern updates with comfortable, functional living areas and abundant storage. The heart of the home is the stylish kitchen, featuring modern white shaker-style cabinetry, granite countertops, a breakfast bar, pass-through lunch bar to the heated and cooled Florida Room, and LG appliances. Additional interior updates include contemporary flooring, six-panel interior doors, a modern double front door with eight frosted-glass inserts that fill the entry with natural light while maintaining privacy, plus updated lighting fixtures and ceiling fans throughout. Both bathrooms were completely remodeled in 2023 with new vanities, granite tile flooring, plumbing fixtures, lighting, tile walls and medicine cabinets. The primary bathroom adds a touch of luxury with a spa shower panel, while the hall bathroom features a tub/shower combination and two extra-large medicine cabinets. Entertaining is easy with the custom built-in bar, complete with cabinetry, granite countertop, wine rack and beverage/wine refrigerator. The heated and cooled Florida Room provides additional flexible living space and opens the home to the spectacular screened outdoor living area. The backyard is designed for enjoying the Florida lifestyle, featuring a screen-enclosed pool with built-in spa and waterfall overflow, along with plenty of covered space for relaxing, dining and entertaining. The former garage was professionally converted into an additional 506 square feet of permitted and approved living space, creating a versatile third bedroom, dedicated office, interior laundry room and large storage closet. The office could easily serve as a craft room, home gym, playroom or other flex space to fit your needs. The garage conversion was permitted, approved and closed by Pinellas County. Additional improvements include a new 4-ton HVAC heat pump, new main electrical panel, new pool pump motor, freshly painted interior and exterior, and a custom-built 8' x 10' wood storage shed in the backyard. With its extensive 2023 remodel, generous living space, resort-style pool and spa, flexible floor plan, abundant storage, and convenient location just minutes from the Gulf beaches, this home offers the opportunity to enjoy the Florida lifestyle without the hassle of an HOA or the requirement for FEMA flood insurance. Move-in ready and waiting for its next chapter!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550539
StatusActive
Year Built1970
Total Rooms13
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWOODLAND HILLS 1ST ADD
CountyPinellas
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), Dry Bar, Living Room/Dining Room Combo, Stone Counters
FlooringCarpet, Granite, Laminate, Luxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Lighting
Other StructuresShed(s)
Lot Size0.19 acres (8,468 sq ft)
Lot FeaturesIn County, Unincorporated
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesAuto Cleaner, Gunite, In Ground, Lighting, Pool Sweep, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$689,000
Annual Taxes$9,647 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #183015987870001110

Schools

ElementaryOakhurst Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

From Walsingham, head south on Oakhurst Rd. to left on 106th Ave. House is on the left. From Park Blvd, head north on Oakhurst Rd. Stay left at the fork. Turn right on 106th Ave. House is on the left.

Location

13945 106TH AVENUE, LARGO, FL 33774

Listing Information

OfficeDALTON WADE INC
ListedSeptember 23, 2026

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Home Price

$689,000

20% ($137,800)
6.75%

Loan Term

Principal & Interest$3,575
Property Tax (est.)$632
Insurance (est.)$150
Total Monthly$4,357
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $689,000 home in LARGO.

🏛️

FHA Loan

$24,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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