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$540,000

1856 FRANCIS DRIVE, CLEARWATER, FL 33763

3D Tour
Active3 days on market

Beds

4

Baths

3

Sq Ft

2,454 sq ft

Year Built

1959

Lot Size

0.17 acres

Garage

1

About This Property

Welcome to 1856 Francis Dr in Clearwater! This spacious 4-bedroom, 3-bathroom home offers 2,454 square feet of living space with a unique layout and major improvements already completed in a NO flood zone. Enjoy peace of mind in with a NEW ROOF, HURRICANE-IMPACT WINDOWS, and UPDATED ELECTRICAL, along with stylish NEW LUXURY VINYL PLANK FLOORING throughout and fresh INTERIOR AND EXTERIOR PAINT. One of the standout features of this home is the charming brick courtyard, surrounded by sliding glass doors that create a wonderful connection between the indoor and outdoor living spaces. With multiple access points to the courtyard, natural light flows into the home while providing a private outdoor space perfect for relaxing, entertaining, or creating your own garden retreat. With four bedrooms and three full bathrooms, there is plenty of flexibility for family, guests, a home office, or multigenerational living. Many of the big-ticket improvements have already been taken care of, giving you the opportunity to move in and make the finishing touches your own. Conveniently located in Clearwater with easy access to shopping, dining, recreation, and everything the Tampa Bay area has to offer. With generous living space, a distinctive courtyard design, and significant recent improvements, 1856 Francis Dr is ready to welcome its next owner. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550601
StatusActive
Year Built1959
Total Rooms3
ConstructionConcrete, HardiPlank Type
RoofShingle
FoundationBlock, Slab
FacesSouth
SubdivisionMONTCLAIR LAKE ESTATES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringBrick/Stone, Carpet, Linoleum, Luxury Vinyl
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Range Hood, Refrigerator, Washer
LaundryIn Garage
WindowsStorm Window(s)
CoolingCentral Air, Wall/Window Unit(s)
HeatingCentral, Electric
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorCourtyard, Lighting, Private Mailbox, Private Yard, Sliding Doors, Storage
FencingChain Link, Fenced, Wood
Other StructuresWorkshop
Lot Size0.17 acres (7,510 sq ft)
Lot Dimensions75 x 100
Lot FeaturesLandscaped, Unincorporated
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$540,000
Annual Taxes$1,928 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningSF
Parcel #012915584640001110

Schools

ElementaryDunedin Elementary-PN
MiddleDunedin Highland Middle-PN
HighDunedin High-PN

Directions

From Countryside Mall, head west toward FL-580. Turn left onto Belcher Rd, then right onto Greenbriar Blvd. After 1.5 miles, turn right onto Montclair Rd, then right onto Seton Dr. Finally, turn left onto Francis Dr after 0.1 miles.

Location

1856 FRANCIS DRIVE, CLEARWATER, FL 33763

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedSeptember 24, 2026

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Home Price

$540,000

20% ($108,000)
6.75%

Loan Term

Principal & Interest$2,802
Property Tax (est.)$495
Insurance (est.)$150
Total Monthly$3,447
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $540,000 home in CLEARWATER.

🏛️

FHA Loan

$18,900 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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