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$199,900

2209 UTOPIAN DRIVE E UNIT 207, CLEARWATER, FL 33763

Active14 days on market

Beds

2

Baths

2

Sq Ft

1,210 sq ft

Year Built

1996

Lot Size

—

Garage

—

About This Property

Welcome to easy Florida living in the highly desirable Active Adult community of On Top of the World! This spacious two-bedroom, two-bath condominium offers a comfortable, functional layout along with the convenience of an inside laundry—a rare and valuable feature within the community. One of the home’s best features is its location. Step outside your door and enjoy the scenic walking trail surrounding Arbor Lake, perfect for a peaceful morning walk, an evening stroll or simply taking in the natural surroundings. On Top of the World is known for its impressive selection of amenities, including two activity centers, two golf courses, swimming pools, a fitness center, tennis and pickleball courts, shuffleboard, lawn bowling, billiards, a dog park and countless clubs, classes and social activities. Whether you prefer an active lifestyle or a relaxing day by the pool, there is always something to enjoy. Ideally located near shopping, dining, medical facilities and everyday conveniences, this community also places you just a short drive from charming Downtown Dunedin, the Pinellas Trail and the sugar-sand beaches of Clearwater Beach and Honeymoon Island. Enjoy waterfront restaurants, local breweries, festivals, boating and everything the Tampa Bay lifestyle has to offer. With its spacious floor plan, rare inside laundry and exceptional location near Arbor Lake, this residence is ready for its next owner to make it home. Come experience the carefree, amenity-rich lifestyle that makes On Top of the World one of Clearwater’s most popular Active Adult communities!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8550617
StatusActive
Year Built1996
Stories1
Total Rooms8
ConstructionBlock
RoofMembrane
FoundationSlab
FacesNorth
SubdivisionON TOP OF THE WORLD
CountyPinellas
OwnershipCondominium
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecurityFire Sprinkler System, Gated Community

Exterior & Lot

ExteriorSidewalk, Storage
FencingMasonry
Lot FeaturesCul-De-Sac, Near Golf Course
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$199,900
Annual Taxes$506 (2024)
FinancingCash, Conventional
Parcel #062916641320912070

Directions

From HWY US 19 take the Sunset Pont Exit towards Clearwater, turn right onto Belcher Rd, turn left onto Montclair Rd, turn right onto Utopian after you go through the gate turn right 2209 will be the first building on the right

Location

2209 UTOPIAN DRIVE E UNIT 207, CLEARWATER, FL 33763

Listing Information

OfficeCOASTAL PROPERTIES GROUP INTERNATIONAL
ListedSeptember 22, 2026

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Home Price

$199,900

20% ($39,980)
6.75%

Loan Term

Principal & Interest$1,037
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,370
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How to Buy This Home

Multiple financing options available for this $199,900 home in CLEARWATER.

🏦

Conventional

$9,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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