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$1,800,000

2805 GULF CITY ROAD, RUSKIN, FL 33570

Active15 days on market

Beds

1

Baths

1

Sq Ft

2,079 sq ft

Year Built

1999

Lot Size

11.13 acres

Garage

2

About This Property

Experience sweeping views of the Little Manatee River from your own private retreat. This rare and exceptional property features a beautifully remodeled home thoughtfully designed for entertaining, relaxing, and enjoying the picturesque natural surroundings. At the heart of the home, expansive wall-to-wall windows fill the living spaces with natural light while showcasing stunning river views as the ultimate backdrop. The meticulously maintained backyard is a peaceful oasis, complete with lush St. Augustine grass, majestic oak trees, a covered porch, a charming swing, and a private dock—perfect for quiet mornings or relaxing evenings by the river. The spacious travertine pool lanai provides an ideal setting for entertaining large gatherings while still capturing beautiful views of the river. Inside, the well-appointed kitchen features top-of-the-line appliances, upscale finishes, and plenty of space for hosting family and friends. The large primary bedroom offers serene river views and an impressive walk-in closet. A versatile den provides additional flex space that can easily serve as a guest bedroom, home office, media room, or entertainment space. Beyond the main residence, the property offers two additional barns along the meticulously maintained driveway, providing abundant storage and exciting potential for future use. With its exceptional privacy, beautifully updated home, and breathtaking river views, this is a truly rare opportunity to own your own slice of the Little Manatee River.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550774
StatusActive
Year Built1999
Stories1
Total Rooms3
ConstructionHardiPlank Type, Wood Frame
RoofMetal
FoundationSlab
FacesSouth
SubdivisionUNPLATTED
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Dry Bar, Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)
FlooringCarpet, Engineered Hardwood
AppliancesBuilt-In Oven, Dishwasher, Disposal, Range, Range Hood, Wine Refrigerator
LaundryInside, Laundry Room
WindowsShutters
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Entrance, Sliding Doors
Other StructuresBarn(s)
Lot Size11.13 acres (485,003 sq ft)
Lot Dimensions308 x 200
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground
SpaAbove Ground, Heated

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,800,000
Annual Taxes$12,805 (2025)
ZoningAR
Parcel #U113218ZZZ00000108640.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

North side of Gulf City Rd

Location

2805 GULF CITY ROAD, RUSKIN, FL 33570

Listing Information

OfficeFISCHBACH LAND COMPANY LLC
ListedSeptember 21, 2026

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Home Price

$1,800,000

20% ($360,000)
6.75%

Loan Term

Principal & Interest$9,340
Property Tax (est.)$1,650
Insurance (est.)$150
Total Monthly$11,140
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $1,800,000 property in RUSKIN. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$180,000 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$270,000 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$360,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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