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$439,900

1617 KILWINNING COURT, PALM HARBOR, FL 34684

3D Tour
Active13 days on market

Beds

3

Baths

2

Sq Ft

1,579 sq ft

Year Built

1980

Lot Size

0.20 acres

Garage

2

About This Property

Welcome to this beautifully designed three bedroom home offering a bright, open concept floor plan with an easy comfortable flow throughout. The spacious kitchen features an island that creates a natural connection between the kitchen and generous dining area, perfect for everyday living and entertaining. A separate dining room provides additional space for gatherings while the cozy living area offers a welcoming place to relax. Step outside to the expansive lanai, compete with a hot tub creating your own private retreat. This home is thoughtfully designed for comfortable livable spaces and is ideally situated in the heart of the community The community offers an exceptional array of amenities including three Golf courses with complimentary pay as a resident benefit. Two swimming pools including one overlooking beautiful Lake Tarpon Tennis, pickleball, Bocce and shuffleboard courts. Residents can enjoy an impressive array of hobby facilities including a facility for woodworking, sewing ceramics with a Kiln and glass cutting. The large auditorium hosts live entertainment while the Chef's Club offers dinners and dances. With numerous game rooms, car clubs and social activities there is truly something for everyone. Come discover a home that combines comfortable living with an active vibrant community lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8550808
StatusActive
Year Built1980
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionHIGHLAND LAKES UNIT 14 PH 1
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Lot Size0.20 acres (8,799 sq ft)
Lot Dimensions80 x 110
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$439,900
Annual Taxes$1,894 (2025)
ZoningRPD-10
Parcel #052816389040000410

Directions

US 19 to Alderman and turn right proceed to Highland Blvd and turn right proceed to Kilwinning and turn left and home will be on the left.

Location

1617 KILWINNING COURT, PALM HARBOR, FL 34684

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedSeptember 23, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$439,900

20% ($87,980)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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How to Buy This Home

Multiple financing options available for this $439,900 home in PALM HARBOR.

🏛️

FHA Loan

$15,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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