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$190,000

12291 ARMENIA GABLES CIRCLE, TAMPA, FL 33612

3D Tour
Active27 days on market

Beds

2

Baths

2

Sq Ft

964 sq ft

Year Built

1986

Lot Size

0.01 acres

Garage

—

About This Property

Beautifully updated 2-bedroom, 2-bath condo in Tampa! This move-in-ready second-floor unit offers approximately 964 square feet of living space and has been thoughtfully updated throughout. The interior features new luxury vinyl plank flooring, fresh paint, and impressive cathedral ceilings that create a bright, open feel. The kitchen and living areas flow together comfortably, and both bedrooms offer generous storage, including walk-in closets. The bathrooms have been refreshed with new vanities and beautiful porcelain shower tile. A new A/C system adds comfort and peace of mind. Conveniently located near shopping, dining, major roadways, and everything Tampa has to offer. Whether you're looking for a primary residence or an investment opportunity, this updated condo is ready for its next owner. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8550898
StatusActive
Year Built1986
Stories1
Total Rooms4
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionCARROLLWOOD GABLES A CONDO
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), High Ceilings
FlooringCeramic Tile, Vinyl
AppliancesDishwasher, Microwave, Range
LaundryElectric Dryer Hookup, Laundry Closet, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone, Private Mailbox
Lot Size0.01 acres (2 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Fiber Optics, Public

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$190,000
Original Price$199,900
Annual Taxes$2,589 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRMC-6
Parcel #U11281810500000212291.0

Schools

ElementaryLake Magdalene-HB
MiddleHill-HB
HighChamberlain-HB

Directions

W on Armenia Ave, turn right into the community, home is located on the left side of the complex facing the pond and amenities.

Location

12291 ARMENIA GABLES CIRCLE, TAMPA, FL 33612

Listing Information

OfficePEOPLE'S CHOICE REALTY SVC LLC
ListedSeptember 21, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$190,000

20% ($38,000)
6.75%

Loan Term

Principal & Interest$986
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,310
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $190,000 home in TAMPA.

🏛️

FHA Loan

$6,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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