$375,000
12032 W WATERWOOD DRIVE, CRYSTAL RIVER, FL 34429
Beds
2
Baths
1
Sq Ft
1,200 sq ft
Year Built
1979
Lot Size
0.29 acres
Garage
—
About This Property
WATERFRONT LIVING WITH DIRECT GULF ACCESS! Discover the possibilities at this rustic waterfront home in Crystal River, situated on a canal with bridge-free access to the Gulf. The main living area is upstairs--2 bedrooms, 1 bath, living room with stone-front wood-burning fireplace, and a rustic kitchen that is ready for your personal touches to pair with the timeless wood burning stove. Sliding glass doors open from the living room to the screened porch so you can enjoy the waterfront setting and Florida breezes. Another stone-front fireplace in the downstairs entertainment/workshop/storage area opens up options for use of the downstairs space. The adjoining carport that keeps your vehicle out of the Florida sun can also be an expansion of the downstairs entertainment space. This unique property offers waterfront lifestyle, outdoor living, and versatile lower-level utility. Designed for enjoying the Florida waterfront lifestyle, with rip rap seawall, a floating dock, and a personal boat ramp, it is ready for you to bring your boat, kayaks, fishing gear, and water toys and take advantage of the canal's connection to the Gulf. Make this Crystal River waterfront property your own! Short term rentals allowed. Roof 2022, Windows 2024, AC 2025.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US Hwy 19 in Crystal River, turn onto Ft Island Trail, go 4.7 miles to W Waterwood Drive on left, follow Waterwood Drive to 12032 on left.
Location
12032 W WATERWOOD DRIVE, CRYSTAL RIVER, FL 34429
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$375,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $375,000 home in CRYSTAL RIVER.
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Conventional
$18,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.