$675,000
4840 HUMMINGBIRD TRAIL, PALM HARBOR, FL 34683
Beds
3
Baths
4
Sq Ft
1,728 sq ft
Year Built
1981
Lot Size
0.22 acres
Garage
2
About This Property
Waterfront living with Gulf access from your own backyard! Situated on a deep canal in Palm Harbor, this updated, elevated 3 bedroom, 4 bath home offers 1,728 square feet of living space, plus an 864-square-foot garage, accessed through two single-car garage doors. The garage has a full bath as well. Step outside to a dock with a 10,000-pound boat lift, a waterside tiki bar, and a swimming pool. Open Gulf waters are approximately 10 minutes away by boat. A bridge is located along the route; clearance varies by vessel height and tide, and buyers should verify suitability for their boat. Offered at $675,000.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Palm Harbor blvd to Westwinds Dr. Head west and make a right on Hummingbird
Location
4840 HUMMINGBIRD TRAIL, PALM HARBOR, FL 34683
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$675,000
Loan Term
How to Buy This Home
Multiple financing options available for this $675,000 home in PALM HARBOR.
🏛️
FHA Loan
$23,625 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$33,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Palm Harbor
More Homes in Palm Harbor
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 12, 2026.