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$438,800

221 N DUNCAN AVENUE, CLEARWATER, FL 33755

3D Tour
Active7 days on market

Beds

3

Baths

2

Sq Ft

1,346 sq ft

Year Built

1959

Lot Size

0.18 acres

Garage

—

About This Property

Back on the market after the buyer's FINANCING FELL THROUGH. It's not the home. It's your opportunity. Welcome to this refreshed pool home in Clearwater where the big upgrades are already done, so you can focus on making the home your own. From the brand-new 2026 ROOF and the fully paid-off 2025 solar panels to the brand-new metal roof over the screened patio, this home has been thoughtfully updated with the next owner in mind. The upgrades here were chosen to keep maintenance low for years to come. Inside, a neutral design with luxury vinyl flooring throughout creates a bright, open feel that works with any style.The kitchen has 42" shaker cabinets, sleek quartz countertops, and new Frigidaire stainless steel appliances. Designer plumbing and electrical fixtures, including modern ceiling fans and lighting, add style throughout the home. Natural light comes into the dining area through sliding glass doors. They open to a screened patio that looks out over the backyardnd oasis. The owner's suite has a walk-in closet, its own private half bath, and a full bathroom is just steps away. Laundry is easy with a stacked Samsung washer and dryer inside the home and a quartz folding counter. Outside, the backyard has been transformed into a private oasis with a new vinyl pool liner, fresh landscaping, turf, and zero-maintenance rock ground cover, so you can spend weekends enjoying the yard instead of maintaining it. The separate storage shed and an attached storage room creates space for tools, beach gear, and hobby supplies. Some of Clearwater's best destinations are close by. You can spend the day just a short drive away at world-famous Clearwater Beach, catch a waterfront show downtown, or ride the Pinellas Trail. Local parks, dining, and shopping are nearby too, and the long driveway has plenty of room for everyone's vehicles when you get home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8551293
StatusActive
Year Built1959
Stories1
Total Rooms9
ConstructionConcrete
RoofShingle
FoundationSlab
FacesWest
SubdivisionDREW MANOR
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingElectric, Heat Pump, Solar

Exterior & Lot

ExteriorPrivate Mailbox, Sliding Doors, Storage
FencingVinyl
Other StructuresShed(s), Storage
Lot Size0.18 acres (8,019 sq ft)
Lot Dimensions75 x 107
Lot FeaturesCity Lot, Landscaped, Level
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Lighting, Vinyl

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Solar, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$438,800
Annual Taxes$3,826 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #112915225000000340

Schools

ElementarySkycrest Elementary-PN
MiddleDunedin Highland Middle-PN
HighClearwater High-PN

Directions

from US Highway 19, take Gulf to Bay Blvd (SR 60) west toward Clearwater. Turn right onto N Duncan Avenue. Property will be on right.

Location

221 N DUNCAN AVENUE, CLEARWATER, FL 33755

Listing Information

OfficeEPIQUE REALTY INC.
ListedSeptember 24, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$438,800

20% ($87,760)
6.75%

Loan Term

Principal & Interest$2,277
Property Tax (est.)$402
Insurance (est.)$150
Total Monthly$2,829
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $438,800 home in CLEARWATER.

🏛️

FHA Loan

$15,358 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,940 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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