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$400,000

10924 SUBTLE TRAIL DRIVE, RIVERVIEW, FL 33579

3D Tour
Active12 days on market

Beds

4

Baths

3

Sq Ft

3,134 sq ft

Year Built

2004

Lot Size

0.14 acres

Garage

2

About This Property

There is so much to love about this beautifully home in the desirable South Fork community! Ideally located with quick access to US-301 and I-75, you’ll be just minutes from an abundance of shopping, dining, entertainment, and everyday conveniences. South Fork offers fantastic community amenities including pools, tennis courts, playgrounds, a dog park, and more! Major updates have already been taken care of with a NEW ROOF in 2020 and NEW A/C in 2021! Step inside to a bright and inviting interior featuring wood laminate flooring, neutral finishes, abundant natural light, and NO CARPET throughout the entire home. A spacious living and dining room combination at the front of the home provides plenty of room for entertaining, while the family room features a wall of windows overlooking the oversized screened lanai and fenced backyard. The family room flows seamlessly into the kitchen, featuring stainless steel appliances, stone countertops, breakfast bar seating, a brick-accented island, and a sunny breakfast nook with sliding doors leading directly to the lanai. Also on the first floor is a flexible bonus room that works beautifully as a home office, playroom, hobby space, or additional living area, with a convenient half bath nearby. Upstairs, an open loft adds even more flexibility and is perfect for a media room, game room, home office, or additional hangout space. Double doors open to the spacious primary suite featuring beautiful views, a large walk-in closet, and an en-suite bathroom with dual sinks, stone countertops, a walk-in shower, and a separate soaking tub. Three additional bedrooms each feature their own WALK-IN CLOSET and share a nearby full bathroom. Outdoor living is just as impressive! The oversized covered and screened lanai, screened in 2026, offers plenty of space for dining, entertaining, or simply relaxing outside. Beyond the lanai, the fully fenced backyard provides plenty of room for pets, play, and enjoying the Florida sunshine. With a flexible floor plan, generous living spaces, fantastic outdoor living, major updates already completed, and a convenient South Fork location, this home truly has something for everyone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8551420
StatusActive
Year Built2004
Stories2
Total Rooms11
ConstructionStucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionSOUTH FORK
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLaminate
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecurityFire Alarm, Security System Owned

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.14 acres (6,269 sq ft)
Lot Dimensions52.24 x 120
Lot FeaturesConservation Area, In County, Landscaped, Level, Sidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$150 / Quarterly
Senior CommunityNo

Financial Details

List Price$400,000
Annual Taxes$8,103 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U17312071PB0000000032.0

Schools

ElementarySummerfield Crossing Elementary
MiddleEisenhower-HB
HighSumner High School

Directions

Follow I-75 S to Big Bend Rd. Take exit 246 from I-75 S.Turn right onto US-301 S. Turn left onto Ambleside Blvd. Turn left onto Mango Bay Dr. Turn right onto Subtle Trail Dr.

Location

10924 SUBTLE TRAIL DRIVE, RIVERVIEW, FL 33579

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedSeptember 24, 2026

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Home Price

$400,000

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $400,000 home in RIVERVIEW.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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