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$195,000

4805 ALT 19 UNIT 713, PALM HARBOR, FL 34683

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,075 sq ft

Year Built

1974

Lot Size

—

Garage

—

About This Property

WELCOME TO WATERFRONT FLORIDA LIVING AT COVE SPRINGS! This beautifully renovated FIRST-FLOOR 2-bedroom, 2-bath condo offers the perfect combination of modern upgrades, low-maintenance living, and a waterfront lifestyle in the heart of Palm Harbor. Step inside to a completely redone interior featuring luxury vinyl plank flooring throughout, beautiful custom tile in both bathrooms, and a stunning updated kitchen anchored by an oversized 1¼-inch quartz countertop. All-new GE stainless steel appliances and a new water heater were added in April 2026. Two spacious walk-in closets provide exceptional storage, while all-new HURRICANE-IMPACT WINDOWS AND DOORS add comfort and peace of mind. Enjoy one of the best features of first-floor living—a private SCREENED-IN LANAI with direct access to the backyard, creating an easy indoor-outdoor Florida lifestyle. But what truly sets Cove Springs apart is the WATERFRONT LIFESTYLE! Launch your kayak and explore the water, spend an afternoon fishing from the community dock, or simply relax by the cove and watch for dolphins and manatees passing through. Enjoy the COMMUNITY POOL, challenge friends to a game of SHUFFLEBOARD, or unwind at the beautifully redesigned clubhouse featuring separate men’s and women’s saunas. Conveniently located near Downtown Palm Harbor, Tarpon Springs, the Pinellas Trail, Honeymoon Island, shopping, restaurants, beaches, and the Gulf Coast, this MOVE-IN-READY condo lets you enjoy everything the area without sacrificing style or comfort. Whether you’re looking for a full-time residence or your own Florida retreat, this is an opportunity to start enjoying the Palm Harbor waterfront lifestyle from day one!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8551422
StatusActive
Year Built1974
Stories2
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionCOVE SPGS CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorSolid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Outdoor Grill, Rain Gutters, Sliding Doors
Lot FeaturesConservation Area, Near Public Transit
Road SurfaceAsphalt
ViewPark/Greenbelt, Water
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$195,000
Annual Taxes$734 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242715187190077130

Schools

ElementarySunset Hills Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

On Northbound US HWY 19, head toward Alderman Rd. Use the left 2 lanes to turn left onto E Klosterman. Turn left onto Palm Harbor Blvd/Alt 19. Turn right into the complex, then make an immediate left. Destination will be on the right.

Location

4805 ALT 19 UNIT 713, PALM HARBOR, FL 34683

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedSeptember 30, 2026

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Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $195,000 home in PALM HARBOR.

🏛️

FHA Loan

$6,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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