$705,000
2656 SADDLEWOOD LANE, PALM HARBOR, FL 34685
Beds
4
Baths
3
Sq Ft
2,198 sq ft
Year Built
1993
Lot Size
0.21 acres
Garage
3
About This Property
Welcome to 2656 Saddlewood Lane! This well-maintained 4-bedroom, 3-bath pool home with a 3-car garage is located in the DESIRABLE Bridlewood Community in Palm Harbor. Step inside to a 3-WAY SPLIT FLOOR PLAN offering true separation and privacy. NO CARPET! Luxury vinyl plank flooring in the bedrooms provides style and easy maintenance. The UPDATED SOPHISTICATED KITCHEN features 42-inch White Wood Cabinetry, GORGEOUS Quartz Countertops, stainless steel appliances, and Upgraded Lighting, creating a TRUE CHEF’S DELIGHT! The home also features 2 UPDATED BATHROOMS, a TILE ROOF approximately 12 years old, and a NEWER HVAC installed in 2024. Step outside to your private Florida retreat featuring a BEAUTIFULLY REDONE POOL with Pebble Tech finish, a completely REDONE POOL DECK, screened lanai, and NEWER WHITE VINYL FENCING surrounding the backyard for added PRIVACY. Conveniently located near shopping, dining, parks, beaches, and highly rated area schools. With its SPACIOUS split floor plan, UPDATED kitchen and baths, 3-car garage, private backyard, and beautiful pool area, this Palm Harbor home belongs on your MUST-SEE LIST!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From US Hwy 19, head east on Tampa Rd. Turn left onto East Lake Rd S. Turn left onto Village Center Dr, then turn right onto Saddlewood Ln. Continue straight to 2656 Saddlewood Ln on your left.
Location
2656 SADDLEWOOD LANE, PALM HARBOR, FL 34685
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$705,000
Loan Term
How to Buy This Home
Multiple financing options available for this $705,000 home in PALM HARBOR.
🏛️
FHA Loan
$24,675 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$35,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.