Open House
Sunday, October 18 · 2:00 PM–4:00 PM
$450,000
3712 GALLAGHER ROAD, PLANT CITY, FL 33565
Beds
3
Baths
2
Sq Ft
1,564 sq ft
Year Built
1978
Lot Size
1.27 acres
Garage
1
About This Property
Enjoy the space, privacy, and freedom of country living on 1.28 FENCED ACRES with NO HOA or CDD! This charming 3-bedroom, 2-bath home offers an open-concept floor plan, plenty of outdoor space, and room for your animals, RV, boat, ATV, and all the toys! Inside, the kitchen features solid wood cabinetry, a raised breakfast bar, refrigerator, and range while opening seamlessly to the main living areas for easy everyday living and entertaining. The spacious primary suite includes a private en-suite bath with granite countertops, updated cabinetry, tub and shower combination. Two additional bedrooms offer comfortable space for family, guests, or a home office and share a full bathroom nearby, creating a functional layout with plenty of flexibility. Step outside to enjoy the oversized 17x26 screened enclosure with an insulated roof, added in 2020, overlooking the expansive fenced property. An impressive 18x36 carport with 12-foot legs provides plenty of room for an RV, camper, boat, truck, or additional covered parking. The home has benefited from numerous updates over the years, including renovations completed in 2014, double-pane insulated vinyl windows, garage and front doors in 2016, roof and ductwork in 2018, and a NEW A/C IN 2023! With over an acre of land and no HOA or CDD restrictions, there is plenty of room to spread out and make the property your own. Centrally located between Tampa and Lakeland with convenient access to I-4 and I-75, this property offers the space of country living while keeping major roadways, shopping, dining, and everyday conveniences within easy reach.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Head west on I-4 W, Take exit 14 for McIntosh Rd, Turn right onto McIntosh Rd, Turn right onto Gore Rd, Continue onto Gallagher Rd, Destination will be on the right: 3712 Gallagher Rd, Plant City, FL 33565
Location
3712 GALLAGHER ROAD, PLANT CITY, FL 33565
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$450,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $450,000 home in PLANT CITY.
🏛️
FHA Loan
$15,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.